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If your parents refuse to sign your student loan and you have no credit is there still a way to get a loan?
Wiki User
∙ 8y ago
You can apply by yourself as you long as are 18 yrs or older. Talk with your school councelor. There are plenty of lenders that specialize in student loans. FAFSA (Free Application for Federal Student Aid) is a great start. There is alot of information as well as filing for student loan thru them. Most are student loans that will be on deferment til you are out of school for whatever reason. www.fafsa.ed.gov
Wiki User
∙ 17y ago
Wiki User
∙ 8y agoAs long as you are 18 and have been accepted to an accredited school it should be no problem. You may have to go through a guaranteed student loan agency not just any bank.
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Are student loans reported on credit history if still a student?
yes
What is the lowest grade a student can receive and still get a credit for the course?
A "D". A "F" means you failed and get no credit.
Can a lawyer refuse to give you a copy of parents will?
It depends on whether the parents are still living or not. If they are alive, he cannot legally share the document with you.
Will paying of a student loan improve credit score?
Yes. But if you were in arrears, that still shows.
Does a 17 year old minor have the right to refuse drug counseling in the state of Michigan?
No, they are still considered a minor. They cannot refuse to follow the wishes of their parents or the court.
How old can a child be and stay on parents health insurance?
It depends, I am 20 and still on my parents insurance, But i am also a full time student. I also have to say that I am still living in my parents home.
If i you have bad credit can my kid still get a student loan?
Yes, your kid can apply for financial aid themselves, even if they have no credit or bad credit. Federal financial aid does not look at credit rating or employment status.
Does a household income include your parents for credit applications?
It depends on a couple of things. If you still live with your parents, if your parents support you, and if you will be paying the credit bills. Usually if it says household income, it is everyone who lives with you (not including children obviously)
Is it possible to get student loans with bad credit history?
There are different ways that you can still get a student loan even if you have a bad credit history. These include getting a co-signer for the loan or you could contact banks and lenders and explain your situation to them.
Can you get a student loan if you have filed bankruptcy?
I am trying to figure this out myself as I have recently filed bankruptcy and both my husband and I are students. There is a portion of the bankruptcy code that makes it illegal for government agencies to refuse student loans to those who have filed bankruptcy. So, as far as getting Title IV funding, such as government backed loans, you should still be able to get them. Title IV loans are not granted based on credit worthiness and therefore should be given to those who have filed banlruptcy, as long as there are no other eligibility issues, such as a student loan in default, drug conviction, etc. If you want to get a loan from a private lender, then they are under NO obligation to give you a student loan if you have filed bankruptcy or have other credit problems. For example, the Plus! loans that are available to parents are based on creditworthiness, so a bankruptcy would affect your ability to get this type of loan. As far as my student loan after bankruptcy, I did have to fill out additional paperwork and am still awating the results. I will post again after I find out what happens.
How do I get a student loan with bad credit?
When you apply for a student loan you go through the college financial aid office. They will have you fill out a federal student aid form. The form is really centered on income and less on credit. If you are still living at home and supported by your parents they will be required to fill out an income section and attach tax forms. If you are older and living on your own you are considered independent and will answer the income and tax questions yourself. The result of this is a number that is generated and the college will use that number and subtracting the cost of attending the college come up with the amount of your student loan. In this process nothing is said about a credit report. If you want there is a web site you can go to by the federal student loan office and they have an online form.
Can an 18-year-old in the State of Virginia be put out of their parents' home if they are still in high school?
Usually, but parents can be sued for support if you are a student in good standing.
