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Q: If your suit was taken from a commuter train does homeowner insurance cover this?
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Does full coverage cover if your car breaks down?

It depends what the insurance was taken out for. Accident insurance would not cover this, but extended warranty or breakdown cover would.


What is 'after the event' insurance used to cover?

'After the Event', or ATE, insurance is usually purchased by solicitors on behalf of their clients. It is usually taken out after an 'accident' or 'event' has taken place but before any legal expenses are incurred. 'After the Event' insurance is taken out to cover the cost that must be paid by the Claimant if their claim is unsuccessful.


What is an temp cover?

Temp cover is car insurance that is the same as annual insurance except that except it is for a shorter term on your policy insurance. This insurance policy can be taken out for the minimum of 1 day and up to 8 months.


Does homeowner insurance cover vandalism to your car and money taken?

Homeowners will not cover anything that happens to your vehicle, it's excluded. Money or personal property not commonly used with an automobile (music cd's, gps, radar etc.) would be covered if "off premises theft" is included on your Homeowners policy subject to policy limitations and deductible.


Define the term GIT?

GIT is short form of Goods In Transit. It is an insurance cover taken by transportation companies to cover for the cargoes they carry.


Is one covered for earthquakes by insurance in California?

Most ordinary homeowners insurance policies do not cover the policy holder against earthquake damage. However, additional policies can be taken called earthquake insurance to cover people's property against earthquakes.


Anticipated potential problems and developed preventive measures?

This is referred to as contingency insurance, whereby a secondary insurance cover is taken to protect an insured in case the primary insurance cover taken by another party does not respond to the loss for one reason or another. It is also an insurance policy that covers several remote risks, and is bought generally where legal remedies to a loss are slow, uncertain, or non-existent.


Why would a person only get car insurance for a day?

A person may need cover for a single day if they have borrowed a car from someone whose own insurance policy does not cover this. Similarly, it could be taken out by someone who has lent a car to someone else.


Does home owners coverage cover theft of a trailer taken from th insured home?

No. A trailer has to have it's own insurance policy.


Can your deductible be recovered from the vehicle that tore down your fence?

Whether it be a car accident or vandalism, the person who did it is responsible. Go for it! If the police were called in then go and get the information from them. They can tell what course to take so you can take action. Assuming the deductible pertains to the homeowner's insurance then it might be possible depending upon the terms of the policy. Generally the homeowner will have to sue the person who is responsible for the damages in order to obtain restitution. This type of claim is usually a matter for small claims court. The best way to find out your options is to contact your homeowner's claims department. I'm surprised that your homeowners insurance hasn't taken care of this for you. Most insurances will go after the auto insurance to get payment. If the owner of the vehicle is uninsured and has no resources you may be stuck with the deductible, otherwise YOUR insurance company should have taken care of everything for you. Check into this. If the car wasn't insured, be grateful for what you have. If the car WAS insured and your insurance company didn't take care of it ALL, change insurance companies.


Does Arkansas homeowners insurance laws have a depreciation on roofs Years ago in Arkansas there was no depreciation on homeowner policies for the roofs just wondering if that was still law?

As of now, Arkansas does not have a specific law mandating depreciation on roofs in homeowner insurance policies. However, individual insurance companies may have their own policies regarding depreciation of roofs. It is important to check with your insurance provider for specific details about your coverage.


What part of the right to privacy act addresses homeowner associations specifically the withholding of information of legal actions taken by the BOD against a homeowner for a violation of covenants?

The right to privacy act does not typically address homeowner associations specifically. However, in the context of a homeowner association, the disclosure of legal actions taken by the Board of Directors against a homeowner for a violation of covenants is usually governed by state laws on homeowner associations and property rights, as well as the association's governing documents like its bylaws or CC&Rs. Homeowners should review these documents to understand their rights and the association's obligations regarding disclosure of legal actions.