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If your underage child has an accident and an extensive amount of property damage is done can you be sued for the damages?
Wiki User
∙ 8y ago
Most likely, which is why it's nice to have high liability limits on your policy.
If your son is insured on your policy, your carrier will step in and do what they can to protect your interests, including getting property damage releases if your policy limits are reached. Beyond your policy limits, your carrier's duty to defend you in case of litigation is also very high (ie, they will pay for an attorney if necessary).
"If your 17 year old son has an accident, and an extensive amount of property damage is done, can you be sued for the damages?"
Without a doubt. If the damages exceed your policy limits they will obtain a judgment against you and attach your assets in accordance with state law. This could include garnishment of wages.
For someone with teenage drivers and substantial assests to protect I recommend an umbrella policy. The cost is small compared to the piece of mind.
Another suggestion is that when they reach eighteen you let them have title to the car and purchase their own insurance policy. If something tragic does happen the family's assets are not at risk.lwpat
Wiki User
∙ 8y ago
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What is weather that can cause property damages and even deaths?
Thunderstorms and bushfires are the ones that cause property damages and deaths
What was the cost of the damages created by the great white hurricane?
total property damage was estimated at $81 billion (2005 USD)
What is a class A Natural disaster?
There is not a specific " Class A" naltural disaster. Natural Disasters are classified by death toll, property damages, etc.
In what way can storms and cyclones be disastroms to human life and property?
severe storms can cause large scale destrution to life and property
What do typhoon cause?
kill people and damages buildings and damages the earth
Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?
It is highly unlikely.
How does civil law help the victim of a case of drinking driving accident?
The victim would be able to file a civil law suit against the driver (and others) and attempt to recover their damages from the accident, such as medical expenses or damages to their property.
What happens if you are driving an uninsured car and you get into an accident and it was not your fault?
The at-fault driver's insurance will pay for all property and bodily injury damages.
Who is liable if your underage son drives your car?
The owner of the vehicle is going to be held liable for any damages caused by the underage driver.
What is an 'at fault' accident?
It means that you are literally at fault for damages incurred from the accident, including other vehicles, municipal/state property, and the damage caused to your own vehicle. Your insurance will have to pick up the tab on all of this, and the city will probably fine you for crashing and destroying their property.
If in a wreck and my fault with no insurance?
If you were at fault for the accident you are responsible for the damages to the other person's car. If you are unwilling to pay they can take you to court and attach a lien to your property, garnish your wages or otherwise force you to pay for the damages you caused.
What is full coverage Auto insurance?
Full coverage auto insurance is a policy which covers first party and third party injury to the body or damage to car. It covers physical damages to the car if it has been leased at the time of accident, death or physical injury to the body of people involved in the accident, also property damages caused by the insured person's car to someone's property,
If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?
Yes,, That's what it's for. It pays for damages you caused to another.
Would not wearing a seatbelt in an accident only reduce medical damages not property damage to the car?
Please re-write your question so that it may be understood better.
What happens if a 16 year old gets in accident and isn't on insurance policy?
As long as the 16 year old has a valid license the policy should pay out. You will probably be required to add the driver to your policy and will be asked why they weren't listed before.AnswerIn most jurisdictions an "underage" driver must be listed on the policy and it costs more. In Massachusetts if you allowed an underage driver who resides with you to drive your car and they are involved in an accident then the insurance company will not pay the damages.
What is weather that can cause property damages and even deaths?
Thunderstorms and bushfires are the ones that cause property damages and deaths
Which of these sentences describes property damage liability insurance coverage?
Property damage liability coverage is a type of auto liability insurance that covers the policyholder in the event that they cause an accident and are found to be at fault. It provides financial protection for the policyholder in the event that they are sued by the other driver(s) or other party involved in the accident for damages to their property. It pays for the repair or replacement of the other driver's vehicle or other property that was damaged in the accident, such as a fence or a building. It does not cover any damages to the policyholder's own vehicle. It is mandatory in most states and is typically included as part of a standard liability insurance policy.
