Another fine example of irresponsible behavior by people who use their children as pawns in a divorce. Now you are in the uncomfortable position of either insuring your daughter's vehicle or demanding that the mother keep it in HER name. The daughter cannot legally own a vehicle until she is of age and as such, you are responsible since you have full custody. You would be wise to require that the mother put the vehicle in HER name until the daughter turns 18 and can be responsible for her own vehicle.
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Providing it is a genuine accident, it will not matter about the relationship between the parties. In one case, I know of, the witness was also a relative !! As always, the difficult part is trying to prove it is not a scam.
No. Car insurance is insurance on the car not insurance on the driver.
No you are not liable as your daughter is the owner and named insured
If she was driving your car, notify your agent. If it was her mom's car, then her insurance is responsible, and, of course, if your daughter was driving her own vehicle, she would have her own insurance.
You and/or your insurance.
This is actually a pretty complicated question. If you have insurance and your daughter is on your policy, you are covered. No worries. If you have insurance and your daughter has her own insurance, you are covered. If you have insurance and your daughter has no insurance, is not on your policy, and isn't part of your household, you are probably OK. Insurance will accept her as an alternate driver. If you have insurance and your daughter has no insurance and no license, you most likely have a rider on your insurance policy that says she is not a covered driver. You may be screwed. Depending on the state you live in, you may still have minimum liability and the other coverages may be void. If you have no insurance and your daughter doesn't either, you are screwed. The other driver and their insurance company will sue her (as driver) and you (as registered owner) and you are each jointly liable for the full amount of damage. With no insurance company to negotiate for you, you will be paying till it hurts.
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
They shouldn't cancel your plan I was in an accident when I was 16 and we kept the same insurance. As for how much it goes up depends on which insurance company you have.
more than likely it would be you and your daughter that are in trouble, considering that she was not on the insurance. so there for you will have to pay for the other ladies repairs out of your own pocket not to mention the insurance ticket.
Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible for the damage they caused to your vehicle, regardless if the other party was licensed or not.
Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void. The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy.