Another fine example of irresponsible behavior by people who use their children as pawns in a divorce. Now you are in the uncomfortable position of either insuring your daughter's vehicle or demanding that the mother keep it in HER name. The daughter cannot legally own a vehicle until she is of age and as such, you are responsible since you have full custody. You would be wise to require that the mother put the vehicle in HER name until the daughter turns 18 and can be responsible for her own vehicle.
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
No. Car insurance is insurance on the car not insurance on the driver.
Providing it is a genuine accident, it will not matter about the relationship between the parties. In one case, I know of, the witness was also a relative !! As always, the difficult part is trying to prove it is not a scam.
No you are not liable as your daughter is the owner and named insured
If she was driving your car, notify your agent. If it was her mom's car, then her insurance is responsible, and, of course, if your daughter was driving her own vehicle, she would have her own insurance.
This is actually a pretty complicated question. If you have insurance and your daughter is on your policy, you are covered. No worries. If you have insurance and your daughter has her own insurance, you are covered. If you have insurance and your daughter has no insurance, is not on your policy, and isn't part of your household, you are probably OK. Insurance will accept her as an alternate driver. If you have insurance and your daughter has no insurance and no license, you most likely have a rider on your insurance policy that says she is not a covered driver. You may be screwed. Depending on the state you live in, you may still have minimum liability and the other coverages may be void. If you have no insurance and your daughter doesn't either, you are screwed. The other driver and their insurance company will sue her (as driver) and you (as registered owner) and you are each jointly liable for the full amount of damage. With no insurance company to negotiate for you, you will be paying till it hurts.
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
more than likely it would be you and your daughter that are in trouble, considering that she was not on the insurance. so there for you will have to pay for the other ladies repairs out of your own pocket not to mention the insurance ticket.
They shouldn't cancel your plan I was in an accident when I was 16 and we kept the same insurance. As for how much it goes up depends on which insurance company you have.
If your daughter is listed on your insurance policy and a premium is being collected for her, then she can use your insurance. If not, she will need to use her insurance policy at work.
Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void. The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy.
Car insurance is designed to cover your vehicle should you need to allow someone to use it. There may be some difficulties with coverage if it is being primarily driven by someone who isn't rated on the policy.
The daughter died in 1991 in car accident.
His daughter moved to Europe and died of a car accident.
There are several issues here. Who's fault was it to cause the accident. Are you in a "no fault" state? Did the other driver have insurance or just did not have proof? Does the boyfriend have a uninsured motorist rider on his policy? These are questions that have to be answered before we can proceed.
I'm not sure I understand the question. If her boyfriend has insurance, then she is covered under his policy as long as she had permission to drive his car. As far as your liability if she has an accident, it all depends on the extent of the accident and if a law auit is filed for more than her boyfriend's policy limit. Then there could be potential to attack your insurance policy which names her as a driver.
My boyfriend was driving my car and had an accident. My insurance company paid the damages but his insurance premiums went up. Mine did not increase. The points follow the driver. It has been a few years but I am not sure if it has changed. Your insurance agent should be able to inform you. I didn't want to call them at the time but I did and was assured even though they paid for it, I was not penalized nor were my premiums increased.
In a car accident.
If she's stopped by the police, whe'll be cited for not having insurance. This means she'd then need to get insurance instantly (see the form SR-22), and report that to the court. Failure to do so can get her license suspended. If she is invovled in an accident with no insurance, the bills will all go to you. More, she will be cited for driviung without insurance (even if she didn't cause the accident). and, in an accident, this doesn't always result in a warning ticket -- sometimes there's a real penalty. I would suggest that, if she's a relatively new driver, you get her attached to your policy, as it'll usually cost less than getting her her own insurance. Your insurance agent can help with this.
Sadly Lil Wayne's daughter was 8 years old when she passed away in that tragic accident
They may not if there is a clause in the insurance agreement that the insurance will not be paid out in the event that an unlicensed driver is in control
Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible for the damage they caused to your vehicle, regardless if the other party was licensed or not.
Yes, however it would be foolish of any person to uninsure a vehicle they own while they know it's being driven. Not only can the owner of the vehicle be issued a citation if a driver of their vehicle is caught without insurance, but if the driver causes an accident and their is no insurance on the vehicle, the owner of the car can be held responsible for the damages caused.
That will depend on the laws of the state you reside in. You can get detailed information at your state's department of Insurance - they probably have a web site. It will also depend on the language of your auto policy - read section regarding "Other Insurance".