IF the debtor is in DEFAULT of the contract (any one of the conditions) and the contract states the the lender will repo when in default, then go for it. Just a bit of CYA. Send them a reminder letter about the insurance default and give em 5 days to cure it.
Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.
It's on your car insurance.
Paying more for your insurance doesnt gurantee any better coverage or better protection in an accident.
no it doesnt! gosh people ask some dumb questions nowadays!
They have to pay for your repairs themselves
It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.
In most cases they will not need Prescription Drug Coverage as it is covered under the HMO. If you have any questions contact an insurance professional.
It is not required. Please keep in mind medical insurance on an auto policy only pays in the excess of what your work med doesnt pay.It is a good idea to have the medical payments on your policy because it will also cover any passengers that are in your vehicle if they don't have health insurance. It will also pay bills right away. You never know if you are going to lose your job or have something else happen. It is good to cover all your basis.
Your car finance company will add their own insurance that covers their vehicle, but not your liability. ANd it will significantly increase your payments. It would be so much cheaper and better protection for you to find your own insurance. Park it until you get insurance.
Yes. ... and no... the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy.
no the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy
If the other party does not have auto insurance and you do not have uninsured motorist coverage on your policy then your only recourse would be to file suit against the party who is at fault and hope to be able to recover damaged. This is the reason for having uninsured motorists insurance on your policy is because sometimes people don't have insurance as they should.
This is somewhat complicated. Each state has laws designating minimal liability insurance. Liability insurance pays for the other vehicle if you were in an accident. Some states are "no fault" which basically means it doesnt matter who is at fault each driver just takes care of the others. This is the legal required insurance. If you finance a new car the lender will most often require you have comprehensive coverage to cover the value of your car. This protects the money they lent you. So you need to look up your state's liability requirements and possibly meet the lender's requirements as well.
Insects, pests, vermin, rodents, etc are basic exclusions of an insurance policy.
it probably would be a good idea to get supplemental insurance if your present insurance doesnt cover 100%. it does not seem to be a good thing without insurance already.
yes, but dont be stupid. i got screwed by helping out my then girlfriend. it doesnt matter who owns that car, as long as there is insurance on it. Names do not matter. however make sure the person driving the vehicle is on the insurance policy as a driver
Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the second one, your insurance doesnt have to pay anything, as that's what warranties are for, not insurance policies.
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
it is not necessary because insurance doesnt do anything what you need is a anti virus ans anti spyware insureance computer
Your generator is considered personal property under the homeowners policy. Check your policy for the listed perils under Coverage C. If the generator suffered mechanical breakdown as it sounds, you likely wont find that to be a listed peril in your policy. Whether or not it can be repaired doesnt really affect the 'coverage' situation.
it doesnt fit on any specific vehicle. The tires are for specific rims.