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No, Debt incurred during a marriage is generally the joint responsibility of both parties, as long as both are co-signers on the credit cards, says Bill Glassner, a financial planner with Glassner Carlton Financial Planning in Cedar Knolls, N.J. "However, if the credit card is in one spouse's name but the other is just an additional cardholder, that spouse isn't responsible. "

One exception is community property states, where both are responsible, even for debt incurred by one partner. States with community laws are Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin. Alaska is an "opt-in" community property state, in which spouses may agree to be jointly responsible for all debts.

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13y ago
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15y ago

Once you are married, the debt becomes yours. This is one major issue that breaks up marriages, so dealing with the problem and deciding how to resolve it would be a wise move. Also, you should look at each other's credit report for a fuller understanding of each other's finances.

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15y ago

You do not inherit your spouces debt if it was from before you were married.

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Q: Are you responsible for debt of spouse prior to marriage in California?
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