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The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the At Fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.

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โˆ™ 2005-09-21 03:15:43
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Q: In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?
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Related questions

What happens if an excluded driver on your insurance policy cause an accident but you let them drive?

The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.


Do I have to pay for damages to a vehicle you collided with in no-fault state Florida -if the accident was deemed my fault and i had no insurance?

yes


What does excluded driver mean on policy?

One of my family members was hit by a driver who carried insurance but was an "excluded" driver on the policy of the car she was driving. After talking to the other person's insurance company, an excluded driver is essentially equivalent to an uninsured motorist. That means that his/her insurance company will not represent them and that, if they are liable for the accident, your insurance company can go after them personally for the damages.


What happens when your at fault in an accident but you can't pay for it?

Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.


If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?

when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.


What happens if an accident is your fault and you have have insurance?

When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?

Yes,, That's what it's for. It pays for damages you caused to another.


If a friend borrows your car and gets in an accident does your auto insurance cover damages?

Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.


You have no car insurance and are involved in an accident that is not your fault does their insurance still pay for damages to your vehicle?

yes


How can I recover damages from a car accident when the fault driver has no insurance?

Sue


Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?

The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.


Will insurance cover the damages to the transmission from an auto accident?

If the damage occurred during the accident in question, then it should.


Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?

It is highly unlikely.


If you are driving without insurance and have an accident in which the other driver is at fault can you claim damages from his insurance company?

Yes you can. You may still receive a citation for not having insurance, however, the legal liability for the accident does not rest with you so the adverse party's insurance carrier will owe for your damages and/or injuries.


What happens if you have a minor car accident and you have no insurance?

You pay for all damages if you were at fault, and get a citation and fine for not having insurance.


Does homeowner insurance include damages done on a vehicle that was damaged in your yard?

No damage to motor vehicles is specifically excluded


Can you drive a car if you are a excluded driver but you have your own insurance policy on a different car?

If you are excluded as a driver on a policy that means that no coverage for any type of claim will be paid on any vehicles on that policy. It also means that the insurance company will not pay for anyone else's damages caused by the excluded driver. Excluded mean no coverage at all.


Can you still collect on your own insurance without paying the deductible after an accident.?

If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.


What kind of protection does auto insurance give?

Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.


Can an insurance company refuse to pay for damages caused by their client if the accident was ruled his fault by the police?

They can, but you can sue the other driver for damages.


You did not have car insurance and got into an accident the car is not in your name can you be sued?

Oh yes, big time. If you are at fault and there are damages you can be sued for the damages.


Will the insurance company pay for damages or injury claims if the policy was canceled days after you got in an accident?

As long as the policy was in effect at the time the accident occurred then coverage will be afforded and damages will be paid.


Who benefits from no-fault insurance?

Anybody involved in an accident. Damages are covered regardless of fault.


When is liability insurance needed?

When you cause an accident that damages another vehicle or hurts someone


Will your insurance cover damages if your daughter is driving your car and there's an accident and the other person is at fault?

Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void. The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy.