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In Florida if the primary is on disability and can't pay will the bank go after the other signer?

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November 06, 2005 2:24PM

If the account is joint both spouses are liable for the debt and subject to collection actions. If one spouse is a single account holder and the other is only an authorized user, only the account holder is responsible for the debt. This is assuming the question refers to credit card or open account debt, not a morgage, vehicle, or other secured lender. Disability benefits whether SSD or private are not subject to garnishment by creditors in the state of Florida.