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Q: In Illinois is your wife responsible for your credit card debt if the card is in your name only?
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Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?

Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.


Is the spouse responsible for the deceased credit card debt in Illinois----Will they take it out of the estate?

Yes the debt is paid out of the estate. If the spouse was a partner in the debt, they can be responsible. If they had a card in their own name, they may have to pay. Consult a probate attorney in Illinois.


Who is responsible for credit card debt after death in the state of Illinois?

Actually, the answer is the credit card holder is responsible for the debt if single, otherwise the spouse may be responsible for a partners debts. If it was made while they were married, otherwise, the bank can't collect the debt.


Who is responsible for a deceased person credit card debt in North Carolina?

The estate is responsible for the decedent's credit card debt.


Is an authorized credit card user responsible for credit card debt if the primary card holder declares bankruptcy?

No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).


Who is responsible for outstanding credit card debt if bank cancels your credit card?

You are because you incurred the debt.


Who is responsible for debt if a bank cancels a credit card?

The person who carried the card is still responsible for the debt.


Are you responsible for your dead spouses credit card debt if you own a house together?

Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."


Is your husband responsible for your credit card debt?

nomally


Who is responsible for credit card debt incurred without marriage?

Whoever owns the credit card


What is the statute of limitation for ex spouses credit card debt in Illinois?

Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in Illinois is 5 years. That is measured from the last use or payment.


If surviving spouse is insolvent is she responsible for credit card debt in Arizona a communty property state if her name was not on credit card and she never used credit card?

The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.