No
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
Yes the debt is paid out of the estate. If the spouse was a partner in the debt, they can be responsible. If they had a card in their own name, they may have to pay. Consult a probate attorney in Illinois.
Actually, the answer is the credit card holder is responsible for the debt if single, otherwise the spouse may be responsible for a partners debts. If it was made while they were married, otherwise, the bank can't collect the debt.
The estate is responsible for the decedent's credit card debt.
No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).
You are because you incurred the debt.
The person who carried the card is still responsible for the debt.
Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."
nomally
Whoever owns the credit card
Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in Illinois is 5 years. That is measured from the last use or payment.
The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.