Your pet rock?
If you are the insured you can change the beneficiary at any time as long as it is not an irrivocable beneficiary and there is insurable interest
No. You can name who you choose as your beneficiary.
No. The beneficiary is whoever is specifically named on the policy.
Beneficiary unchanged.
Make her your beneficiary and put her into your will to make sure she inherits what you want
You probably should tell them. Most people change their beneficiary when they marry. Or add their spouse to a health policy.
Married with Children - 1987 Old Insurance Dodge 7-24 is rated/received certificates of: USA:TV-PG
This is not a legal question, but a question about the insurance policy. However, most insurance policies no longer allow children to be dependents if they are married.
When you get married, and either spouse has children, those children can be added to the policy. If you have a family plan, step children can also be added to a medical insurance policy.
Married with Children - 1987 Old Insurance Dodge 7-24 was released on: USA: 9 May 1993 Finland: 1994
The Insurance company should ideally check the validity of the relationship (whether legal spouse) at the time of issuing the contract or at the time of naming the beneficiary. Again the basic essence of Insurance contract is the valid insurable interest. I presume the Insurance contract is binding on the insurance company and the surviving spouse need to be compensated with the benefit amount of the Insurance contract.
Are you the owner of the policy? If so, you are the only person authorized to change the beneficiary on the policy. If you are not the owner of the policy, your ex-husband can change the life insurance beneficiary regardless of the fact that you have paid the premiums.