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If the surviving spouse was not an account holder then he or she is not responsible for repayment of the debt. FYI, authorized users are likewise not legally responsible for credit card debt as it is assumed the AU has no control over how the account is handled.

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โˆ™ 2006-06-07 19:06:21
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Q: In Missouri is the spouse responsible for credit card debt when the other one dies?
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If the two of you are married, I believe you are responsible.


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Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?

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Only if the married couple reside in a community property state or the spouse is a joint account holder. An "authorized user" is not considered an account holder and is not legally responsible for debt incurred on a credit card account.


Is surviving spouse responsible for credit card debt in North Carolina if she was not on the account when the other spouse died?

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