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Typically they are going to be responsible. Both are considered to have benefited from the transactions.

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Q: In Florida is one spouse responsible for the credit card debt of the other?
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Is a spouse responsible for the credit card debts in the other spouse's name in New Jersey?

If the two of you are married, I believe you are responsible.


Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?

Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.


Does wife credit card affect husband?

If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.


Is a spouse financially or legally responsible for debt of other spouse?

I divorced my husband and had the credit card debt negotiated so that he was the responsible party for paying the debt. He does not pay on the debt therefore I found out that I am liable for the debt because the card was opened in both names.


When separating or divorcing who is responsible for the credit cards?

the person who opened the account. (wife,husband). for example. if the wife had registered the credit card, she would be responsible for anything that has to do with the credit card. unless, the husband damaged or took over the credit card account. who ever's name the account is under is held responsible. If one spouse refuses or will not pay debt they are not forced to, however they will check if the other spouse is willing to pay. either way one will have to pay or take hold of the credit card. Then someone will be forced to or both may have to come up with an even amount of money.

Related questions

In Florida is a spouse responsible for credit card debt that is solely incurred by the other spouse?

No. Florida like several other states treat marital debts as being separate when they are not jointly incurred.


Is a spouse responsible for the credit card debts in the other spouse's name in New Jersey?

If the two of you are married, I believe you are responsible.


is a spouse responsible for debts of the other spouse in Virginia?

Not unless both parties signed the credit agreement etc.


In Texas is a spouse responsible for credit card debt that is solely incurred by the other spouse under a credit card which was issued prior to the marriage?

Yes. STATED BY AUTHOR


Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?

Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.


In Missouri is the spouse responsible for credit card debt when the other one dies?

If the surviving spouse was not an account holder then he or she is not responsible for repayment of the debt. FYI, authorized users are likewise not legally responsible for credit card debt as it is assumed the AU has no control over how the account is handled.


Is surviving spouse responsible for credit card debt in North Carolina if she was not on the account when the other spouse died?

In North Carolina the estate of the deceased is responsible for the debts. Indirectly, the spouse is going to pay the debts, either by a smaller inheritance or as a beneficiary of the goods and services purchased by the spouse.


In Ohio is the spouse responsible for the other spouse credit card debt?

credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account


When you marry will your credit and your spouse's credit be combined and will you be responsible for your spouse's collections?

No.Debts acquired before marriage remain the responsibility of the person who made them.However, if you live in a community property state all debts of a married coples are joint debts.In other words, if you buy a car, house, take out a loan, get a credit card,etc., your husband will also be responsible for the debt.


Does wife credit card affect husband?

If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.


Is a spouse financially or legally responsible for debt of other spouse?

I divorced my husband and had the credit card debt negotiated so that he was the responsible party for paying the debt. He does not pay on the debt therefore I found out that I am liable for the debt because the card was opened in both names.


Is a spouse responsible for medical bills of the other spouse?

The spouse will indirectly be responsible. The estate must resolve all debts. Until that is done, the spouse cannot inherit anything.