Not likely, Doubt any insurance agents or companies that would want to be bothered with by the job policies.
The job of a insurance contractor is to find you the best deal possible for your insurance needs. This could be anything from motorcycle to mobile home insurance.
If you were the person doing the job, it is more likely that he could sue you for not informing him you had no insurance.
The contractor should make a claim upon the sub-contractors insurance and/or bond. If the sub-contractor defrauded the contractor on having insurance and/or bonding in place then he should report the contractor to the State licensing board, file claim on their insurance, and civil lawsuit (if the insurance company does not directly file or pay).
Your contract with the tradesman is between "You and the Contractor", He did not contract with your insurance company. All the insurance company did is agree to pay the bill for you. So you would need to bring your own civil or criminal action against your contractor depending on the circumstances.
a general contractor is who is license with a general building license (b) and is permitted to take jobs in whole a contractor or specialty contractor are the contractor that specialized in one trade only and are permitted to take only special trades on the job for example an electrical contractor can only take electrical job
There is no legal requirement for a contractor to be insured as of yet. However, It would likely be very difficult to get any work or contracts if your not insured. Although the state does not require you be insured, your customers most likely will require it. Having General Liability Insurance though is the first sign that you are hiring a responsible and perhaps reputable Contractor. Most GC's and clients will require that you provide proof of financial responsibility or "insurance" before they will give you the job. You show up with a bid and no insurance, they might consider that you are not a serious contractor and you're wasting their time.
Your insurance will pay the contractor. The contractor gets the required permits. The contractor will have already factored in the cost of any permits needed to make your repairs into his bid for the job.
Homeowners insurance does not have liability coverage for your job occupation. You can obtain contractors insurance for liability coverage.
Nope. What you are asking about is called a "performance bond".
It depends on the specific circumstances and the laws in your jurisdiction. If there was no signed contract and you didn't agree to hire the contractor, it may be difficult for the contractor to successfully sue you. However, it's always best to seek legal advice to fully understand your rights and obligations in this situation.
This depends on what your local or state law allows. If an insurance company direct the work of a contractor, there may be a liability issue , which depends on the argument of the law in your state.
Typically tile floor workers will be insured under your general contractor. Make sure that he can prove he has good insurance for all his workers.