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Unfortunately, most insurance carriers automatically rate a teen driver as the primary driver of the most expensive vehicle on the policy. In this way they are "hedging their bets". If you have any longevity with your company, they may offer you discounts or other reduced rates depending on your policy history. The only real suggestion is to shop around for the best price and thank your lucky stars he will only be on your policy for a couple of years!

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Q: In Texas what is the most inexpensive way to insure a sixteen year old male on your automobile insurance policy?
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