In state chapter 7 bankruptcy remain on your credit?
A BK stays on your credit record for 10 years.
Bankruptcies are a matter of public record and this is why they appear in credit histories. A Chapter 13 listing will remain on your credit report for seven years from the filing date and a Chapter 7 will remain on the credit report for 10 years from the filing date. The credit report entry will state the bankruptcy was filed and dismissed, not discharged. Read More
It does not matter what state you filed your Chapter 13 Bankruptcy, as it was done in Federal Court, and these types of events stay on your credit for 10 years. Read More
Filing for bankruptcy can have a lasting effect on your credit and that can cause some difficulties in getting any type of credit. Unfortunately, bankruptcy stays on your credit report for 7-10 years, after which time it is on your to work to get credit back! Read More
A Chapter 7 bankruptcy may display on your credit for 10 years from the date of filing. Chapter 13 may stay for 10 years also, but it is customary for those to be removed after 7 years. Here is more specific advice and input from various contributors: All discharged bankruptcies whether a state or federal filing remain on a CR for 10 years. A dismissed chapter 13 remains for 7 years from date filed, a… Read More
Bankruptcy is a federal procedure (a few states may have state bankruptcy laws), so the law is the same in every state, except for local forms and procedures). You can still file a "Chapter 20" (7+13). Read More
Bankruptcy is Federal jurisdiction, therefore, the state has nothing to do with it. Usually, when you file bankruptcy, you cannot file for another 7 years, Period. No matter which state you live in. Read More
It stays on your credit report for 10 years in every state. Bankruptcy is a federal procedure. Read More
http://bankruptcy-law.freeadvice.com/bankruptcy-law/michigan-bankruptcy-exemptions.htm Read More
In almost every state, bankruptcy will stay on your record for 7-10 years. This is something to consider when filing because this can have a major effect on your ability to get a house, car, etc in the future. Read More
First, contact a lawyer in your state to make sure you qualify. The lawyer in your state will be able to walk you through the proper steps to file chapter 13 bankruptcy. Read More
Once an individual has become bankrupt, the next step is to file Chapter 7, which means to declare bankruptcy. The process by which one can declare bankruptcy varies from state to state. However, there is generally some form of paperwork that needs to be filled out and filed. The paperwork should reveal how the individual should proceed from there. Read More
You can relocate to another state after you have filed bankruptcy and it has been discharged. You have to remain in the state to go to your 341 meeting and to meet with your attorney. Read More
If you filed Chapter 7 six years ago and it was dismissed but the credit bureaus will not take it off how do you get it removed?
A CHAPTER 7 BANKRUPTCY TAKES 10 YEARS BEFORE THIS IS REMOVED OFF OF YOUR CREDIT REPORT. THE GOOD NEWS THIS DOES NOT AFFECT YOUR CREDIT ANY LONGER! ********************* I filed Chapter 7 in 2003 and depending on what your state court's definition of "dismissed" is it CAN affect your credit. For instance, some courts definition of "dismissed" is the same as "discharged." In Ohio it is "discharged" and I no longer owe any debt, however… Read More
Whether you are entitled to your tax refund will depend on what type of Chapter of bankruptcy you are filing and whether the bankruptcy exemptions can be used to protect the tax refund. If you are filing for Chapter 7 bankruptcy then you can generally keep the refund if the available state bankruptcy exemptions provide protection for it. If you are in a Chapter 13 bankruptcy you are typically required to turn over the tax… Read More
Yes, you can. If you are current, but struggling with credit card debt, medical debt, or other unsecured debt. If your income is less than the median family income for your state, you can probably file chapter 7. If over that amount, you may have to file a chapter 13. Consult an experienced bankruptcy lawyer in your area. Read More
The cost of filing fees in a Chapter 7 bankruptcy will vary with each state. On average, the filing fees are about $300. Read More
The answer to this depends on what state you are in but typically pensions and ERISA benefits are on the list of exemptions from bankruptcy. Read More
Anyone who is a resident of the state can file for bankruptcy in Wisconsin. There is no restriction on who can file, only for which chapter they can file in. Read More
In California, I believe the credit bureaus leave that information in your credit files for ten (10) years. Repos. & Chapter 13's are for seven (7) years. But it varies from state to state. Answer Don't get confuse! Your credit w'll be affected for 10 years. Read More
Parking tickets cannot be discharged under Chapter 7 bankruptcy. They can, however, be discharged under Chapter 13 bankruptcy. Chapter 7 bankruptcy is known as "liquidation" bankruptcy. This generally means that all of a debtor's non-exempt property may be sold by a bankruptcy trustee, though the laws for property exemption are different in each state. For example, in New York, most debtors are able to keep all of their property. Chapter 13 bankruptcy is a 'reorganization… Read More
Yes you can change a joint bank account before a Chapter 7 bankruptcy. You should have your finances in order before you file a bankruptcy. Read More
There are a number of websites that cover chapter 13 bankruptcy laws. Some websites that you may want to visit include the US Courts, Total Bankruptcy and the court website of your state. Read More
Uneffected. Read More
Depending on your state... a car that is included in a Chapter 13 Bankruptcy cannot be repossed. The Bankruptcy laws protect you from repossession. Just as long as you are in Chapter 13 and are making payments to the Trustee, your car cannot be repossessed. Read More
No, child tax credit is not exempt from bankruptcy in the state of Colorado. Just like all other states within the US, child tax credit has no exemptions. Read More
It depends on your state, check with your local state law makers. Read More
Chapter 7 bankruptcy is for an individual, company or corporation and will stop collection attempts in exchange for giving up assets. This type of bankruptcy is for people who can not afford to pay their debts. Sometimes people who file chapter 7 are allowed to keep some or all of their property but what they are allowed to retain will vary from state to state. Read More
Depends on the state/province, and country, and the individual credit agency. And additional bankruptcies will stay on longer At least 6 years, up to 10 years for first bankruptcies, and 14-20 years for additional bankruptcies Read More
Get an experienced bankruptcy lawyer who does chapter 11s. If you want to try it yourself, you will probably not be successful, but you can get the forms online or in stores like Staples. You should download the forms and instructions at [your state] US bankruptcy court. Read More
Chapter 13 bankruptcy is for individuals who have some steady income, in general. An excellent primer about either chapter 7 or 13 bankruptcy is "The New Bankruptcy, will it work for You?" 3rd edition by Stephen Elias, published in 2009 by Nolo; 346.078 E42N Dewey decimal. Also you might contact a paralegal or lawyer specializing in filing bankruptcy in the state of jurisdiction. Read More
What do you do if you receive a summons indicating that you are being sued in Georgia for credit card debt you cannot pay?
If you don't have much equity in assets, then it would be helpful to file either chapter 7 or 13 bankruptcy -- depending on your usual income. An excellent primer about either chapter 7 or 13 bankruptcy is "The New Bankruptcy, will it work for You?" 3rd edition by Stephen Elias, published in 2009 by Nolo; 346.078 E42N Dewey decimal. Also you might contact a paralegal or lawyer specializing in filing bankruptcy in the state… Read More
The rules for Chapter 7 bankruptcy in the US fall under Title 11 Chapter 7 of the United States Code and cover hundreds of pages of statutory law, plus thousands of pages of precedential court rulings and state level modifications to exemptions and other areas which differ from state to state. The best way to find out about chapter 7 bankruptcy is to speak with a qualified local attorney about your situation so that you… Read More
It depends on the chapter they filed and the financial state of the company, most likey not, that is why the filed for bankruptcy, they have no funds. Read More
In the state of North Carolina it is illegal for any organization to garnish your wages. I'm not sure the state that you filed your Chapter 13 bankruptcy, but my suggestion is contact your bankruptcy attorney and tell him the situation. Read More
It will appear in your credit history for ten years. Credit reporting isn't state specific; it's a national standard. Most accounts will show for seven years but bankruptcy will show for ten. Read More
How much, if any, needs to be claimed in the State of PA when filing for Chapter 7 if you have a pending WC claim in another state. Read More
State is not a consideration in BK, it is a Federal court action and law. Credit reports also do not depend on state of residence. BKs are reported on the standard type credit report for 10 years. the information, as a matter of public record...is available many places for almost forever. Read More
if your still in chapter 7 you have to get out first but you can file again check the laws in you state on chapter 7. laws has chang. Read More
Can a wife deed a half interest of her solely owned real property to her spouse without the approval of the chapter 13 bankruptcy trustee?
No. All transfers, sale, purchase of property or any major financial transaction must have the consent of the trustee in charge of the chapter 13 bankruptcy. The state of residency is not relevant, nor whether it is a federal or state bankruptcy. Read More
How long do you have to wait to file chapter 13 bankruptcy in Louisiana after you filed chapter 7 bankruptcy in Arkansas a few years ago in?
Assuming the chapter 7 led to a discharge, you may be able to file chapter 13 immediately, but the automatic stay may not last long without a motion to extend it indefinitely. If the filing date of the 7 was 10 years ago, you should not have this problem. Not all bankruptcy courts have interpreted the statutes and regulations the same way, so consult a local bankruptcy lawyer. Bankruptcy is a federal procedure in most… Read More
Bankruptcy is Federal, not state. While your state of residence changes which federal district you are in, it does not change your eligibility to file. Read More
Debtors under Chapter 13 Bankruptcy can move to another state. However, they must be available for court proceedings and other legal meetings. Read More
It is up to the credit card company/bank to give you a credit card. If they approve you, that is their risk. Lately, card companies purposely target people with bad credit (including people who have gone through bankruptcy) because they have a better chance of making a profit through late fees and high interest. Also, new bankruptcy laws state that credit card debt can now not be relieved through bankruptcy. So, if you have bad… Read More
Can an apartment complex refuse to rent an apartment to you if you have filed for bankruptcy in the state of Florida?
Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history. Read More
The amount you pay in Chapter 13 bankruptcy depends on your state. In general, you will not have to pay all the debt you owe. Read More
In order to file for chapter 13 bankruptcy you need to submit proof that you have filed your state income tax returns four years prior to your bankruptcy. You must have a regular income and believe such debts can be repaid within a reasonable amount of time. Also counselling must be obtained before filing for bankruptcy. Read More
The question has too little information to answer. How long ago was the bankruptcy filed? Was it a chapter 7 or a chapter 13? If a chapter 7, did you expressly state you were rtetaining the house and going to continue repaying the debt? What bakruptcy Court, since there are differences from state to state and even from court to court within a state? You may not need to relate this to bankruptcy at all… Read More
Chapter 11 bankruptcy is for corporation entities or partnerships, including home businesses and small business owners. Chapter 11 allows one to make a debt re-organization plan designed to keep a business operational while debts are being repaid. Read More
In the state of Maryland how can you find out if a person filed for Chapter 7 bankruptcy 20 years ago?
that is private info you can not find that out. records are sealed with the court. even on there credit report it is no longer listed. its only on their report for 7-10 years by law. Read More
The same thing that happens when a Chapter 13 is dismissed in any other state. It is as if the bankruptcy was never filed. The automatic stay is lifted and the trustee returns any money left on hand to you. Read More