Well, as you mentioned that your new employer does not offer you group health insurance, it seems you had the policy with your earlier employer. One option is that you can continue the same policy for 18 months through COBRA; or pick up some online platforms that will give you a fair idea of plans available to you. One of my friends faced the same trouble. He tried hCentive.com and quickly landed on a good plan.
If such a scenario arises, the employer should be procecuted under the existing law of the land. A case has to be registered by the employees against the unscrupulous employer for cheating.
no
An employer can choose not to pay for health insurance for any employees but can not discriminate by paying for some employees in a qualified class and not others.
Yes the employer can pay the health insurance but is not required to by law. He is encouraged to for bettering the employees benefits.
The workers comp insurance company requires the employer to insure all the employees.
I faced the same problem. I stuck to COBRA and I have around 7 more months to go before I will need to switch to a private insurance policy. I guess online platform should be a good choice. I will check hCentive.com and see what they have to offer. Thanks!
No, if they are similiary situated individuals. It could be done by class - say management vs. salaried For more details http://www.steveshorr.com/dictionary.htm#Similarly_Situated_Non-COBRA_Beneficiaries
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Depending on the state and size of employer, there are situations when employers can change or stop the insurance benefits they offer to employees.
Yes, unless the Insurance Company is doing it.
There are no state or federal laws that require your employer to offer health insurance. They can decide to offer plans to full time employees only. They can decide to offer to salaried employees only.
Yes. It is a tax deduction for the employer. Non taxable to the employee. Guaranteed Issue. Makes for happier employees and more productive too.