Medical Insurance

In the event of a claim would medical payments or personal injury protection cover the loss first?


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2005-10-16 22:27:08
2005-10-16 22:27:08

That might depend on the cause of the injury and the type of injury. If the car was not moving when the injury occured (slam your hand in the door) then Medical Payments coverage would apply and not PIP. If the injury was a result of an accident then Medical Payments wouldn't come in to play. The exception might be in the case of a death in which Medical Payments coverage can apply to funeral expenses. Laws and policies will vary by state.


Related Questions

It depends on your policy and your deductible.

personal injury protection coverage. A+

Personal Injury protection, Also referred to as PIP, is first party medical coverage on your Auto Insurance Policy for injury sustained in an auto accident.

Medical payments coverage generally pays a portion of medical expenses incurred as a result of a collision and resulting injuries. Similar to Personal Injury Protection coverage, it pays expenses without regard to fault for the collision. It can fill in some of the gaps of coverage that may occur in Personal Injury Protection coverage, such as a high deductible. It may also be triggered when all of the benefits of Personal Injury Protection coverage are used, and pay additional medical expenses incurred. This coverage has nothing to do with physical damage to the vehicle. It pays benefits only for medical expenses incurred from the collision.

Hartford Car Insurance offers a wide range of coverage including: The usual Collision, Comprehensive, Glass, Towing & Labor, and Rental. It also offers: Bodily Injury Protection, Property Damage Liability, Uninsured Motorist Bodily Injury and Property Damage, Underinsured Motorists, Personal Injury Protection, Medical Payments

personal injury protection

There are seven types of car insurance available. There is liability, collision, comprehensive, uninsured motorist protection, medical/personal injury protection, no fault, and gap insurance.

PIP is Personal Injury Protection. It pays for your medical bills if you are ever injured in an accident. In Pennsylvania, it is mandatory you have PIP coverage.

Personal injury protection or PIP can be a very important type of car insurance, but it isn't right for every driver. As PIP provides for the medical costs of drivers and their passengers in an accident, there are several types of individuals who won't get much use out of this policy. If you have a good medical insurance plan and you rarely carry passengers for any reason, it may be unwise to buy a large amount of personal injury protection. Raise your personal injury protection deductibles or scale back your coverage limits to pay less for your auto insurance policy.

barring any policy exclusions (intentional acts, etc)- yes, it would. So long as you have a traditional type policy that includes personal liability and medical payments.

Yes it is. If you are talking about auto coverage, you would be covered under comprehensive, collision, personal injury protection, and medical clauses if you so choose.

PIP is personal injury protection. It will help you with medical bills and lost wages in the event of an accident, even if it's not automotive related.

Ok, Personal Injury Protection, (PIP), is the name of the coverage which pays for your injuries after a car accident, it is something we sign up for when we start our car insurance policies. In order to figure out if you have Personal Injury Protection, start with a call to your insurance company. They can tell you in this first call if you have medical coverage for your injuries.

Penn National Insurance offers auto insurance. They offer increased coverage for any bodily or physical injury and medical payment. They also offer personal injury protection options.

It is an acronym for Personal Injury Protection Insurance, or PIP insurance.

They are called just that: personal injury lawsuits. Within the field of personal injury there are a number of different types of cases such as medical malpractice or wrongful death, but these cases still fall under the personal injury law umbrella and would be taken on by a personal injury lawyer. The article below answers the question "What is personal injury?."

In Virginia, extended personal injury protection car insurance can be purchased from many companies. Most of the common and popularly used companies include: Geico, Allstate, Farmer's, and Progressive.

you need to look into : life protection insurance, accident insurance (will cover personal injury)to cover yourself against an accident you need to look for an accident insurance.There is no PERSONAL INJURY INSURANCE. its called different.Personal Injury InsurancePersonal injury insurance is an insurance provided to ensure that should you suffer an accident or injury, you are paid a lump sum to ease the financial burden in the event.Personal injury covers a number of accidents and injuries. There is a distinct difference between personal injury insuranceand a personal injury claim.In effect, personal injury insurance is the same as Accident, Sickness and Unemployment (ASU) insurance.

GMAC offers car insurance which covers liability for body injury, liability for damage to property, car collision, medical expenses, uninsured/underinsured motorist coverage and personal injury protection.

Injury to you and your passengers is covered under Medical Payments.

In most cases, personal injury policies are not the same as collision insurance. You should check with your insurance provider to see if you are covered.

Medical malpractice is a personal injury. In Illinois it has a limit of 2 years. There may be some tolling based on discovery of the injury.

Medical malpractice is a personal injury. In Maryland it has a limit of 5 years. There may be some tolling based on discovery of the injury.

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