Yes, all drivers are required to carry proof of financial responsibility. The law does not make exceptions for minors. Not only do you "need" to add your child but legally as the guardian, you are "Required" to do so.
You can obtain Auto Insurance for your child or you or you can add the child for coverage under the parents or another existing auto policy but all drivers must have coverage.
Failure to add a known driver, especially a minor child for which you are already financially responsible is a form of Insurance "Fraud" known as "concealment" and could void all coverages otherwise afforded by your policy. This could leave you "the Parent" owing for all the cost of an accident with no Insurance Policy to pay the bill.
Honesty is always the best policy. Contact your Insurance Agent to obtain coverage for your minor child.
New York state has a coinsurance policy which requires that you have an insurance policy which will cover at least 80% of the value of your home at the time of loss. If you don't then you have to pay a penalty fee.
If you mean to ask if you can get a life insurance policy on your new husband WHILE HE IS in the state of New York and you're not there, the answer is no. He has to sign the application. If you mean to ask if you can get a life insurance policy on your new husband AND BOTH OF YOU ARE IN NEW YORK, yes because he can sign the application. If you mean to ask if you can get a life insurance policy on your new husband WITHOUT HIS KNOWLEDGE, the answer is no because he has to sign the application.
Simply call your insurance company up, and tell them you need to add your minor to your policy.
"Group Health Incorporated, known as GHI, is only available to New York state residents. It is a non-profit health insurance provider that covers approximately 2.5 million policy holders within the state of New York."
If you are asking in there tenants policy to be purchased in NY the answer is yes, simply call and ask your agent.
Anyone driving in any state is required to be covered on the insurance policy of the vehicle they're operating, whether named on the policy, or covered by uninsured motorist coverage on that policy.
Under normal circumstances, no. A life insurance company will pay the proceeds to the named beneficiary.
Contact the New York State Insurance Dept. or the N.Y.S. Attorney General's Office.
There are several car insurance companies operating in the state of New York, such as New York Motor Insurance. Alternatively, one could try Manhattan-Insurance, for example.
Work with your insurance carrier or broker to verify that the policy you pay for covers your possessions within the co-op where you live.