If your token was made before 1909, when the new Chicago street address system was adopted, the 172-176 N. Clark location would have been north of the river, with a (1N) address at the north bank of the river.
If the token is made of copper and is about the size of a penny, then it may date before the Great Fire of 1871 and perhaps be a token used by the infamous "runners" who enticed newcomers to a shady hotels or boarding houses. However, the word "bar" sounds too contemporary for pre-1871.
There is a book on Illinois tokens of that sort, ie. "Good For" or "Trade Tokens". Trade Tokens of Illinois by Ore Vacketta, out of print, but available from the publisher at www.exonumia.com . World Exonumia offers a large number of books on tokens/medals/exonumia at www.exonumia.com/books.htm
I find the tokens are handy for verifying the addresses of places.
Tokens do not have effects, they are Normal Monsters. Even in the case of tokens with inbuilt restrictions such as Sheep Tokens from Scapegoat or other things like the damage from Ojama Tokens, these are lingering effects placed by the card that created the Tokens and not effects of the tokens themselves.
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