The average credit score in America is 680, so YES, 617 is bad. You should consider doing a few things to improve your credit score.
1. Pay your bills on time.
2. Keep your credit card utilization rate at 20% or less
3. As a friend or relative to add you as an authorized user on their credit cards.
(As long as they have a clean payment history and good utilization rate)
4. Do not apply for credit more than once every 6 months.
5. If you have negative information on your credit report you may want to go through it and check it for errors. If you find incorrect information, contact the credit bureaus to have the account updated or deleted. Or you may hire a credit repair service to handle that part of the process for you.
425 is a bad credit score.
583-619 is bad credit score in credit score range
629 is not a bad credit score, but it is not great either. A credit score of 629 means you have a medium credit risk. You probably won't have trouble getting a loan or a credit card, but you may not get the best interest rates or terms. You should focus on building your credit history and improving your credit score by making on-time payments and keeping your debt levels low.
i hate my score
577 is a fairly poor credit score. To have a credit score that is acceptable, you want your score to be between 620-680.
425 is a bad credit score.
The credit score 650 is really not that bad. With a 650 credit score you can finance a home or car.
This is a fair credit score.
583-619 is bad credit score in credit score range
Credit score that is around or more than 700 is considered to be good and score below 500 is considered to be bad. It is always advised to constantly monitor your credit score.
629 is not a bad credit score, but it is not great either. A credit score of 629 means you have a medium credit risk. You probably won't have trouble getting a loan or a credit card, but you may not get the best interest rates or terms. You should focus on building your credit history and improving your credit score by making on-time payments and keeping your debt levels low.
i hate my score
577 is a fairly poor credit score. To have a credit score that is acceptable, you want your score to be between 620-680.
bad credit
689 is a real good credit score! Congratulations!
a credit sore of 980 does this mean, I have bad credit??
Yes you can have credit from before that might be a very bad credit score:(