Is BMSE Financial a legitimate company?

Answer 1

I've been trying to find the answer to this question for a week, with no luck.

I applied online for a personal loan with BMSE Financial, and was "pre-approved". Since my credit is less than perfect, I was told that I would be required to pay a 10% deposit before the loan would be issued. RED FLAG!!! Although everything looks legit, I've done some checking. They are not listed with the BBB, local phone companies, nothing on the web except for their site. The website lists they are located in Vancouver, British Columbia.

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This is a TOTAL SCAM. I applied for a loan was pre approved and sent the $600 I was asked to then, no money. I have reported them to the RCMP, OPP and the BBB. Do not apply for a loan with this company!

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Ok So I applied with this company as well???Is it really no good? Did you ever get ahold of the person you were talking to? What happened to you 600 dollars?

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I have confirmed with Money Gram that my $600 was received by someone in Toronto NOT Vancouver, that is all I know. Someone from BMSE emailed me and said that I had 3 options one being to have the $600 sent back to me, I requested that it be sent back and have been told it will take 3-4 weeks for this request to be processed. I will update if I ever see if back, but I highly doubt it. Trust me, keep the $600 and save yourself the hassle. While you may need a loan losing $600 is definitely not what you need.

______Do you know of a legetimate company where you can get a loan with not so good credit?___________________________________________________________________

Well that depends on where you are. If you are in Toronto or near the GTA you can apply with a company called Prudent Financial Services. Wells Fargo also provides subprime lending. CitiFinancial provides subprime lending but they usually require a co-signer or for you to own property.

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I got Denied at Wells Fargo and Citi Financial...I live in Alberta and I am really stuck...My bad debt is from 6 years ago I just have not built up my credit since then...Any suggestions for here inAlberta?