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For the most part, no.
An HMO is a type of managed care plan that focuses upon keeping the member healthy. It is a genre of "managed care", of which there are several models. The models differ mostly in the amount of choice that the member is given in using physicians of his/her choice, at least without first getting a referral from the member's "primary care physician". The primary care physician is a provider under the HMO and assumes the main responsibility for the patient's care, and, as necessary, referrals to specialists.
Because the HMO "manages" the care, the care is kept in a fairly tight sphere, thereby lowering overall costs. Therefore, participation by a member in an HMO is usually amoing the more economical health care options.
Although HMOs are not technically "insurance", they are generally regulated by state insurance regulators. The insurance regulator is concerned with the HMO's financial stability, reasonableness and sufficiency of rates, and similar factors/
What else can I help you with?
Insurance requiring no physical exam?
Many life insurance companies do not require a physical exam. The cost of coverage from these companies is usually more expensive than the same coverage if a medical exam is taken.
Due to lack of insurance can the place where you finance your car change your payment?
Yes they can add coverage to protect the finance company. It is usually more expensive than having insurance from an agent.
Does cheap car insurance protect me?
It depends on the state and what your needs are. Some insurance companies have basic coverage that will cover collision while others that are more expensive offer more coverage.
Where can one buy full coverage auto insurance?
Full coverage auto insurance will be available from all the major insurance firms. Allstate, State Farm, Geico, and Progressive all offer it. Full coverage is more expensive.
Is car insurance more expensive on a truck?
Truck insurance generally costs more than insurance on a regular passenger car..... if both policies were alike in coverage amounts.
Is Hawaii life insurance coverage more expensive than in Omaha, NE?
Omaha Life Insurance is less expensive than that of hawaii life insurance.It costs For about 13¢ a day
Who is the best phone carrier?
Sprint and T-mobile are usually less expensive, but have poor coverage. Verizon Wireless and AT&T have good coverage, but tend to be more expensive
Is it worthwhile to have Med Pay on auto insurance?
Med Pay coverage pays medical expenses no matter who is at fault in the accident. If you do not have health insurance or if anyone who rides in your car may not have health insurance this coverage will help. Med Pay is usually not very expensive and pays for emergency room charges or more depending on what limits you choose.
Is the Tonik Anthem dental and vision insurance coverage affordable?
Most insurance companies that do offer dental and vision coverage are a bit more expensive than average, but well worth the cash. If you already have regular insurance with them it shouldn't cost too much extra to up the coverage.
Do moving truck companies offer cheap contents insurance?
Moving companies do insure their cargo. Plans range from basic coverage to more expensive coverage. The insurance you select should be based on the content of the cargo.
What services are usually included with a childcare insurance program?
Services that are usually included with a childcare insurance program include field trip coverage, auto coverage, medical coverage and more. Actual services provided may vary depending on your provider and location.
Will having a swing set make my homeowners insurance more expensive?
In most cases, your homeowner's insurance will not become more expensive when you purchase a swing set. However, a small number of agencies will require that you increase your liability coverage. Even if you are not required to increase your liability coverage, you should consider doing so.
