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In most cases, your homeowner's insurance will not become more expensive when you purchase a swing set. However, a small number of agencies will require that you increase your liability coverage. Even if you are not required to increase your liability coverage, you should consider doing so.

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Q: Will having a swing set make my homeowners insurance more expensive?
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If you purchase a swing set for the backyard do you need to inform your homeowners insurance company?

No. Most companies don't need information like swing sets to give you an accurate premium, and don't require that information in the application process.


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All children love a swing set to play on. One thing that homeowners need to remember is that when the yard is mowed, you may have to avoid some of the swings. The chains on the swings can be easily pushed aside while the yard is being mowed, or the swing can be taken off the set until the mowing is finished. Swing sets come in all sizes, so you should take into consideration the size of the yard and the age of the children.


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