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The purpose of a certificate of creditable coverage is to assure that pre-existing conditions are not excluded in your next policy of coverage. Since a dental procedure in process like a crown is completed by the previous carrier even after the expiration of a policy and dental policies rarely exclude other pre-existing conditions (except perhaps for missing teeth), there is no reason to issue this certificate. The federal law that requires the issuance of this certificate applies to medical carriers issuing health policies not dental insurers.
It depends on the type of insurance and the state. Health insurance coverage is required in Massachusetts, for example. Meanwhile, auto insurance is required in many states, but not in New Hampshire. It varies.
Your plan is required to make that determination for you based on actuarial analysis. Each year, that analysis needs to be completed by 9.30 for the next calendar year's plan. If you are covered by your employer, your employer likely received a statement of creditable coverage from the plan.
Liability insurance
Yes, full coverage auto insurance is required for auto financing. This rule protects the bank if you have an accident.
The minimum amount of liability insurance coverage required (in California) is: 15/30/5. 15/30/5
Liability insurance is the minimum coverage you can get and is required in every state.
You have insurance coverage if you paid the premium required for that policy. The coverage will pay appropriate types of claims during the period of time of that policy.
In Nebraska, you're actually not required to have full coverage. You'll only need to have minimum liability insurance.
The minimum coverage one is required to have in Spain is third party liability coverage. This coverage will cover the damage and injuries to the third party but not the insured's damages or medical injuries. Also, one must have the required insurance documents available to present to a Spanish police officer along with a drivers license, car registration details and a certificate of road worthiness if pulled over on the side of the road in Spain.
It is not required of insurance providers to offer roadside coverage, although most of them do. You can expect it to raise your insurance costs by an average of $80.
usually you only need full coverage if you are financing or leasing your vehicle.