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Is a creditor required to notify you of a court date to have your wages garnished if so what can you do if you weren't notified and your wages were garnished?
Wiki User
∙ 13y ago
I am presuming you are in the UK. If so, the answer is possibly that you did not let your creditor know you had moved and they issued to the county court at your last known address. This is perfectly legal, as is the responsibility of the debtor (you in this case) to let your creditors know your up to date contact information and/or to have your mail forwarded. I would check what address you were notified at with the county court. Only if you were out of the country and can prove it at the time of the issue notification can you have the judgment set aside.
Wiki User
∙ 13y ago
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Is the original creditor required to notify you of debt before using a third party collection agency?
Yes, the original creditor should have notified you that you had an outstanding balance. The creditor also notifies you that they will be submitting your debt to a "third party" collection agency. This is usually the final notice before your debt is sold. If you never received a notice, it is not required that the original creditor send you notice, all it is is common curiosity that they do.
Do you have to be notified prior to getting a call saying your in foreclosure?
They are required to make an effort to notify you. Normal people know when they haven't paid their mortgage for three months.
Should you notify a creditor that your income is exempt from being garnished and inform your bank that your account may be 'frozen' due to a civil lawsuit?
Yes, it may or may not make an impact on the creditor's decision to pursue litigation, but it can do not harm. In the case of the bank, the bank can be notified that the account holds exempted funds, but it is the decision of the bank whether or not to comply with the judgment writ. If an account is joint or the funds in the account are questionable as to exemption or ownership, the bank generally request the court to 'freeze' the account and make rule on the validity of the judgment levy.
Is a creditor required to notify a co-borrower of a potential default before submitting negative information?
Your question reads, "Is a creditor REQUIRED.." If you mean "by law," the answer is mostly no, but it varies from state to state. If you mean "by common decency," then I should answer Yes. Most times, if the co-borrow is a wife or significant other, the creditor will not bother to notify the co-borrower. However, "defaults" come in all shapes and sizes. Some are reversible, like a negative credit reporting. Some are not, as in a Judgment.
Why would a creditor garnish a bank where I don't have an account?
This begs curiosity as to why you would be aware that the creditor attempted to garnish an account where you have no accounts. Prior to serving garnishment of an account, the creditor will need to know that you do have an account or accounts at the bank. This is typically verified by the legal department or a skip tracer. If no account exists, or if there are no funds available to attach, the creditor will be notified, but there is no reason for a bank to notify you if no account exists. If you have no account at a bank, for all intents, you do not exist to the bank.
Is the original creditor required to notify you of debt before using a third party collection agency?
Yes, the original creditor should have notified you that you had an outstanding balance. The creditor also notifies you that they will be submitting your debt to a "third party" collection agency. This is usually the final notice before your debt is sold. If you never received a notice, it is not required that the original creditor send you notice, all it is is common curiosity that they do.
What is the past tense of notify?
The past tense of "notify" would be "notified".
Do you have to be notify when you get indicted?
Oh, you will be notified.
What is the past tense for Notify?
Notified.
Does the word notify have a past tense?
Yes, notify does have a past tense (notified).
Does beneficiary have to be notified by agent or insurance company for nonpayment of life policy premiums that ex-husband did not pay?
The company or agent is not required to notify any of the beneficiaries. Usually only the owner/insured are notified.
Does a Creditor have to notify you if you are being sent to collections?
No.
Was the captain notify about the icebergs?
of course he was notified by icebergs
Do you have to be notified prior to getting a call saying your in foreclosure?
They are required to make an effort to notify you. Normal people know when they haven't paid their mortgage for three months.
Should you notify a creditor that your income is exempt from being garnished and inform your bank that your account may be 'frozen' due to a civil lawsuit?
Yes, it may or may not make an impact on the creditor's decision to pursue litigation, but it can do not harm. In the case of the bank, the bank can be notified that the account holds exempted funds, but it is the decision of the bank whether or not to comply with the judgment writ. If an account is joint or the funds in the account are questionable as to exemption or ownership, the bank generally request the court to 'freeze' the account and make rule on the validity of the judgment levy.
Is a creditor required to notify a co-borrower of a potential default before submitting negative information?
Your question reads, "Is a creditor REQUIRED.." If you mean "by law," the answer is mostly no, but it varies from state to state. If you mean "by common decency," then I should answer Yes. Most times, if the co-borrow is a wife or significant other, the creditor will not bother to notify the co-borrower. However, "defaults" come in all shapes and sizes. Some are reversible, like a negative credit reporting. Some are not, as in a Judgment.
How are credit card companies notified of the death of an account holder?
Their family members call them up and tell them you're dead. The estate of a deceased individual is required to notify all possible creditors that the individual has passed away and that the creditor must make any claims against the estate. This would include all credit card companies.
