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If you could prove that the job caused the heart attack you MIGHT be able to pull that one off. Most likely your insurer would claim that it was genetics, diet and lifestyle that caused the heart attack.
Unfortunately, only "tangible" damage is covered under workers
Workman's Compensation Insurance is regulated by state statutes. A heart attack would be covered if it occurred while the person was performing regular occupational duties. Maybe. Workman's Compensation Insurance is controlled by the laws of the state in which you reside. Not all states ofer the same coverage, the majority do have survivor benefits. Check the laws governing WCI in your state. or contact the State Labor Relations board. The key is whether or not the heart attack was 'arising out of employment/in the course of employment'. In plainer language, did his work 'cause' the heart attack? That can be a very tricky one, because there is rarely a heart attack that did not have precipitating heart disease, either caused by OR at least exacerbated by diet, lifestyle, genetics and medical history. However, dependent on the state, it is quite possible that the WC laws will indicate that coverage may be extended when work duties, or even work environment, exacerbates or accelerates an existing injury or illness.
He could not remember the names of Carries co workers
I think you about covered all the likely outcomes for blocked coronary blood vessels.
In Michigan, all employers are required to have workers' compensation insurance on their employees. If an employee is hurt on the job, then it should be reported to the company and a claim filed. The carrier will then review the claim and make a determination whether they believe it is a legit claim and can be processed. In this case, the company's insurance carrier will pay the bills (medical bills, appointment bills, required medical equipment, and for mileage). If they believe it is not an injury covered under workers' comp, then they will protest the claim and the person may have to obtain a lawyer. Points to remember, there are some injuries that even though they occurred at work, they are not covered. For example, if you break your leg while horseplaying around, they can legally deny the claim. If you were doing something against company policies that endangered your life and others, it may be protested. One last thing to keep in mind, if you have a pre-existing condition that is aggravated by your work and you need treatment, that IS usually covered under workers' compensation. But not in all cases - some employees who suffered a heart-attack on the job will not be covered under WC.
The medical examiner can determine the cause of death, and the insurance company would agree with the ME.
Maybe. Workman's Compensation Insurance is controlled by the laws of the state in which you reside. Not all states ofer the same coverage, the majority do have survivor benefits. Check the laws governing WCI in your state. or contact the State Labor Relations board. The key is whether or not the heart attack was 'arising out of employment/in the course of employment'. In plainer language, did his work 'cause' the heart attack? That can be a very tricky one, because there is rarely a heart attack that did not have precipitating heart disease, either caused by OR at least exacerbated by diet, lifestyle, genetics and medical history. However, dependent on the state, it is quite possible that the WC laws will indicate that coverage may be extended when work duties, or even work environment, exacerbates or accelerates an existing injury or illness.
Ace Travel Insurance will cover the person if anything unrelated to the heart happens. They will not cover a pre-existing medical condition so if the person was to have a heart attack, they would not be covered. If a person was to break a leg, they would be covered.
YES you can have a heart attack at anytime for any reason. You can have a heart attack for no reason at all.
Cancer,Stroke,Heart Attack and organ transplants
No. The Emu will calm down a bit and be easier to handle if its eyes are covered and it can not see