Maybe. Wisconsin is a community property state. Unlike other CP states spousal debt responsibility is determined by the circumstances. If the surviving spouse used the credit card account then it is likely he or she will be held responsible for the debt, especially if charges on the account could be defined under the guidelines relating to necessities.
Only if the married couple resided in a community property state.
No. She must get a credit card in her own name since the guarantor on the account is deceased.
The estate is responsible for the decedent's credit card debt.
Indirectly. The estate of the deceased husband is responsible for resolving all of his debts. Since the widow is going to be the primary beneficiary of the estate, she will inherit less because the estate has to pay the debt.
Bank's Insurance company
The estate of the deceased.
The spouse is not responsible and should not have this on her credit. But the estate of the deceased will still be responsible for the debt.
the deceased' inheiritance
The estate of the deceased is responsible for resolving the debts left behind. This is the reason that an estate is a good idea, it provides a means to settle the debts.
Not unless they co-signed for the loans or credit cards. The estate is responsible for the debts.
The wife is responsible as she was the one who signed the credit contract.
No one. The person left is not responsible for the debt. The credit cards want people to think that the family owes for the deceased debt, but they don't.
The surviving spouse is only responsible for credit card debt if the account were joint or the married couple lived in a community property state; (Texas and Wisconsin treat marital debt differently than other CP states). Death benefits from life insurance with a named beneficiary or SS death benefit are not subject to creditor action for repayment of the deceased debts.
No, New Jersey is not a community property state, therefore the surviving spouse is not responsible for debts that were solely incurred by a deceased spouse.
If they are joint user of the account, yes she is responsible
No. The husband of the family is responsible for everything that happens to or by the family members.