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Is a non insured owner of a condo held liable if a stranger falls on the stairs leading to the condo if the stairs are shared by an adjacent condo?
Wiki User
∙ 8y ago
Typically, in a condominium, the owner owns 'from the paint in' or some other dividing line: studs, wallboard, etc. The association owns everything else. The boundary is defined in your CC&Rs.
What you are describing -- a shared stairwell -- sounds like a limited common area that is owned by the association. It is a common area that is available for use by fewer than all owners.
The liability may belong to the association. However, if you participated in any way in the stranger's accident, you may indeed, be liable.
Wiki User
∙ 8y ago
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What would happen if a friend lets you borrow his insured car and you get into an accident but you do not own a car or have insurance?
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What is the responsibility of a non-insured driver when involved in an automotive collision?
A non insured driver may be held liable for the accident. Insurance is a requirement in the majority of states.
What does an insured driver with liability do when they hit an uninsured driver?
your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable you are liable, and owe for his damage, whether or not he is insured......
If an insurance company made a settlement offer and a check was to be written when they realized they were not the at-fault's insurer at the time of the accident are they still liable?
NO, They are not liable if their insured was not at fault or was not their insured regardless of whether a check had already been written or not. In fact should they have issued a settlement check and later determined they were not liable, The insurer can demand a refund of the settlement amount they issued.
Are you liable if your 20-year-old son drives a car titled to you and insured by you after having a seizure?
Who had the seizure?
Is the card insured if stolen?
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If a guest walks on the sidewalk leading to a home and falls off the sidewalk into a hole adjacent to that sidewalk and breaks their ankle is the homeowner liable?
Yes. When a person sustains an injury on residential property through no fault of their own the party that owns that property is responsible.
What insurance company is liable if a pedestrain is hit by a car?
The driver who hit the pedestrian is liable, not their insurance company. The drivers insurance company will normally be responsible for payment of valid claims up to the policy limits for which the their insured driver is found liable.
If a tree does property damage who is liable?
Mother Nature would be the liable party, Unfortunately, she does not carry insurance. If your property is insured, Then your property Insurance Policy will cover the cost of damage repairs.
The liable driver was not insured how does the insured victim get money back?
Some insurance company policies cover being hit by an uninsured driver -check you policy. If not then you would have to sue the liable driver personally (only worth doing if you think he/she has any assets to cover the claim and the legal costs).
