0
What else can I help you with?
How can I improve my changes of getting approved for a credit card?
You can start by never paying over your limit on a credit card. You will have a good credit score that way and will always be approved. If you do go over your limit and fail to pay back the debt in time, your credit score will get worst.
How do credit cards build credit?
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
What does the idiom 'pay with plastic' mean?
This is a phrase that refers to your plastic credit or debit card. You either pay "in cash," "with a check," or "with plastic." Paying with plastic is how most people pay nowadays.
What kind of credit score to you have to have for a fingerhut account?
Fingerhut will often approve people who can't get approved for other credit, so credit scores as low as 600 or lower might be approved. The amount of credit you get from Fingerhut will depend on your credit score, so if you have a lower credit score, you may not get a lot of credit right off the bat, but if you keep paying on time, they will continue to raise your credit limit.
If my credit score is 560, what does that mean when I am purchasing a car?
A credit score under 600 means that you will be paying a higher interest rate when it comes to auto loans. Anything above 700 means you will get better rates.
Do you need a credit card to have credit?
No you can build credit by taking out a loan and paying it back ON TIME. Or have someone cosign a loan for you in order to get approved for a card or loan but make sure the cosigner fully understands the agreement because they'll take on most of the risk.
how can i get help paying my credit cards and hospital bills?
help paying credit cards
What are the effects of not having good credit?
If you don't have good credit, when the time comes that you need money and you apply for a loan - whether it be a home mortgage, credit card, car loan, etc - you'll have a harder time getting your application approved by any lender than if you had a good credit score. If the loan is approved, you'll have to settle for one with higher interest rates and shorter repayment terms.Good credit score holders get:better repayment rates and termseasy access to fundingmore chances of getting a better job, since employers may also look at credit reportsperks and rewards from credit companies for paying on time and keeping balances lowmore purchasing power because they save more on interest ratesYou'll find more information on repairing your credit on the site listed below.
If you have good credit but not high income and you are interested in purchasing for investment purposes what are your chances of being approved for a loan?
Pretty good if your credit score is high enough. You possibly could qualify for a "Stated Income" loan. On investment property for a stated income loan you normally would have to have a 10% down payment. You can get into a mortgage loan with a lesser down payment going this route, but, you'll definitely be paying for it in your interest rate.
Is it possible to be a co-signer on a mobile home loan if you already own a home of your own?
It's up to the lender whether the co-signer can be approved. If the co-signer can afford to pay for the mobile home in addition to paying for their own home they will likely be approved. The co-signed loan will appear as an outstanding debt on the co-signer's credit record since the co-signer on any loan is fully responsible for paying the loan balance if the primary borrower stops paying. If you are willing to guarantee repayment of the loan and have enough income then you can co-sign.It's up to the lender whether the co-signer can be approved. If the co-signer can afford to pay for the mobile home in addition to paying for their own home they will likely be approved. The co-signed loan will appear as an outstanding debt on the co-signer's credit record since the co-signer on any loan is fully responsible for paying the loan balance if the primary borrower stops paying. If you are willing to guarantee repayment of the loan and have enough income then you can co-sign.It's up to the lender whether the co-signer can be approved. If the co-signer can afford to pay for the mobile home in addition to paying for their own home they will likely be approved. The co-signed loan will appear as an outstanding debt on the co-signer's credit record since the co-signer on any loan is fully responsible for paying the loan balance if the primary borrower stops paying. If you are willing to guarantee repayment of the loan and have enough income then you can co-sign.It's up to the lender whether the co-signer can be approved. If the co-signer can afford to pay for the mobile home in addition to paying for their own home they will likely be approved. The co-signed loan will appear as an outstanding debt on the co-signer's credit record since the co-signer on any loan is fully responsible for paying the loan balance if the primary borrower stops paying. If you are willing to guarantee repayment of the loan and have enough income then you can co-sign.
How can I improve my credit online instantly?
The easiest way to improve your credit is to pay bills on time. Having a small line of credit and purchasing items with it, but paying them off immediately is also a great way to keep credit on the good side. Obtain a copy of your credit report and ensure all accounts are in fact yours, and correct.
What is the quickest way of restoring bad credit without paying?
get rid of ur dern credit card it ain't nuttin but a piece of plastic get dat cash so when u run out of it u cnt overdraft
