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Either vehicle is covered by auto insurance but you would need to get insurance policies that cover commercial vehicles.

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Q: Is a snow plow or dump truck covered by automobile insurance policy?
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Does car insurance cover items stolen from a car?

That depends on the policy that you have with your insurance company. When I had my truck broken into, my policy covered the iPod and stereo that were stolen, plus my rental while my truck was in the shop.


Can a person insure a pickup truck without having commercial insurance and carry tools for work?

Most of the time the tools would not be covered under your personal auto policy although the vehicle might. You can ask your auto insurance if the type of work you do with your vehicle would be covered under their policy. If not then that's when you need to look into getting a commercial insurance policy.


What are the amounts of coverages on the policy for the truck?

This depends entirely on the policy and will have to be answered by the Insurance company.


Does farm liability cover mechanic working on uninsured truck?

No, If the mechanic is an employee and you were liable for his injury he would have to be covered under work mans comp. If he was hire for service then the mechanic would be covered under his own commercial insurance or his own personal medical insurance policy.


How long pay insurance premium to Insurance Company after truck accident?

You will continue to pay insurance premium to renew the policy,irrespective of the claim to be submitted after truck accident.


What if your truck went through the ice is it covered by insurance?

My brother just put his truck through the ice today so I have an answer to this question. In Minnesota, if you have comprehensive insurance the recovery of the truck and the truck loss will be covered - less the deductibles. Personal property for ice fishing equipment etc will be paid by your homeowners insurance - less the deductibles and subject to any limits on sporting goods in your policy. Many people will purchase additional coverage or higher limits if they have guns, fishing equipment or other sporting goods in excess of $1000.


Where can I get cheap insurance for my truck?

The price of the insurance on your truck will depend on the policy you get. For example it will be cheaper for just liability than for full coverage. You are looking at around $100 a month.


If a garbage truck hit your parked car do you go through insurance or go to the town hall and what insurance will cover that?

If you have collision coverage on your vehicle, the damage is covered under your policy. Your insurance company will then attempt to recover ("subrogate") the responsible parties insurance carrier....or the responsible party directly if they were not covered by insurance. If you do not carry collision coverage on the damaged vehicle, your only avenue of recovery is through the responsible parties insurance carrier or, the responsible party directly if they were not insured.


Can you cancel your car insurance policy?

You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance


What insurance companies will insure a lifted truck in Wisconsin?

You would need an auto insurance policy with a modified vehicle endorsement added on.


Does State Farm auto insurance cover a rental truck?

Does my policy cover rental trucks


Is the current policy on my father's truck still good after he has died?

Yes, but only up to the point of the expiration date listed on the auto insurance policy. Also check the policy for underage driver coverage. Some older folk save on their insurance premiums by discluding younger people under age 25 as being insured when driving that particular vehicle. Contact the insurance company and let them know this. They should refund a prorated amount of the insurance premium to you. The insurance covers him as a driver of the truck, not the truck itself.