If the loan was granted prior to 2005 and was completely private, it may be dischargeable. I do not know many banks that were making such loans, however.
Virtually all student loans are not dischargeable, unless you can show a hardship - something more than the inability to pay. Disability, new child with severe medical problems, something on that line. If the loan was for a school that turns out to be a scam, it may be dischargeable.
Student loans are only non-dischargeable if they are funded by Federal or sometimes state monies. Some banks do act on behalf of government in lending Federally secured funds. You need to find the source of the funds that were lent, to know the status applied in a BK.
If it is guaranteed federally or under any of those programs, no - they are not dischargeable in BK.
Yes. Federally funded student loans are not dischargeable in bankruptcy.
Most student loans are not dischargeable under any chapter of Bankruptcy in Michigan.
Currently, Bank of America no longer offers federal student loans.
To apply for a Bank of America Student Loan one needs proof of identity details and their student registration details for the college they are attending. One can apply online.
You should look to your local banks to find out which to student loans refinancing. You could also look at Citi bank that does student refinancing, Wells Fargo also does student loan refinancing too.
Yes, you can have as many loans at as many banks as will give you credit. "Student Loans" are simply loans that have an additional requirement that you attend school while the payment portion is deferred. Of course you will have a tough to impossible time getting a second bank to give you a loan because they would want to understand why you did not go back to the original student loan bank.
There are three ways one can get a refinancing student loan. These places include a student's current lender, a local bank, and the U.S. Department of Education's Direct Loan Program.
One can find information about a Bank of America student loan consolidation by asking a Bank of America representative at the nearest bank branch. These loans will most likely be handled in conjunction with the college that the student is attending.
Most student loans have no statute of limitations, even if issued by a bank.