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Q: Is an American home shield policy tax deductible?
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How does your deductible work in home insurance?

The amount of a policy deductible on a homeowners insurance policy is chosen by the policyholder. Your policy deductible is the amount you are responsible for paying before the insurance company will payout for a claim. If you experience a loss to your dwelling or your personal property, your homeowners insurance policy deductible applies. The deductible does not apply to other coverages on the policy. If you experience a loss under your deductible, you will not be eligible for a payout. If your loss exceeds your deductible, your deductible will be deducted from your claims payout check.


Do home insurance policies cover or discount on home repairs?

Home insurance policies cover all kinds of mishaps and repairs. The discount is called the deductible. When you purchase a policy you select a deductible amount of damage or loss that you pay for first and they pay the difference afterwards. The $100 deductible cost more per month than a $500 or $1000 deductible. Read your neighbor's policy. You might learn a bit about that subject.


Does home insurance cover lost earrings?

Yes but it may be subject to a deductible if the earrings are not listed specifically on the policy.


What kind of warranty does american home shield?

American Home Shield, comes with their own installation. It's a security system, and they give you a warranty on the system like if it breaks they will replace it.


How does the deductible in the earthquake insurance endorsement different than property coverage form?

Your standard home policy usually has a set deductible such as $500, $1,000 or $2,500. These are the most common I have seen. The earthquake deductible is usually a percentage of the total coverage such as 5%, 10%, 15%, 20% or 25%. These are the options I usually see. The deductible is a percentage of the total dwelling coverage. If you have a dwelling coverage limit on the earthquake policy of $200,000 and a 10% deductible, your deductible would be $20,000. There is a company called GeoVera that writes a separate policy for earthquake and offers up two different policies. A comprehensive and standard policy. With the comprehensive policy, they wrap all the coverages up into one lump sum and then apply the deductible to that amount. With the standard policy, there is a set amount for the dwelling coverage and then minimal coverage for the other categories such as contents coverage and loss of use. You may want to call the agent that writes your current home insurance policy to see what option they have available.


Does home insurance cover damage to sheds?

IF your policy has coverage for "additional structures" and most do. Then you should have coverage, subject to your deductible of course


Does home owners insurance cover someone hitting your mailbox?

Yes, it will cover that minus your deductible,, However you should first check to see what your deductible is. Most mailboxes are pretty cheap and likely far below the cost of your policy deductible. No point in filing an insurance claim if the cost of repairs is below your deductible.


Does blue cross blue shield cover home health care?

Blue Cross Blue Shield may offer some coverage for home health care depending on the type of policy one has. It is wise to read all materials available on your policy and contact customer service to change to another policy if necessary.


Are cell phones covered under home insurance policies?

Sometimes it is, but coverage is subject to the policy provisions and deductible in your homeowners or renters policy. Make sure that you check with your insurance company.


Who is the American home shield commercial actress?

Christine Barger


Is American Home Shield a good choice?

The WORST choice you could possibly make.


How do you contact president of American Home Shield Ins Comp is there a tel no I can call?

you will not be able to contact the president of the company, but you can speak with someone in their customer service department. Visit their page by searching for American Home Shield on the internet. hope this helps!