No, they do not have to insure your rented vehicle. You have too.
As a rule of thumb, the responsible parties insurance carrier in an automobile accident would cover tow charges to the other parties vehicle (as well as the tow charges for your vehicle, providing you carry collision coverage), and the "clean-up" is usually performed by the tow company. Therefore, the responsible carrier would be responsible for the charges. Otherwise, they could be liable for addition accidents or damages caused from the debris left behind.
If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.
Yes if the amount your insurance company paid did not cover the amount you still owed on the car. You are still responsible for the difference.
If the insurance does not cover the expense it is likely the person to whom the vehicle is registered will be responsible for towing and any other subsequent charges such as storage fees.
To find out which company gives better rates, you should check your local insurance broker, which works with average 10 different insurance companies. Brokers can shop the market for you to give the best price. As a responsible user, it is not possible to give you Company names due to spam policy of wikianswers. If you want, you can check our profile for more information.
No, since the insurance company would have been damaged by the act, not you. You have no standing to sue. On the other hand, your insurance company can sue- and can pursue criminal charges.
Most Insurance companies sell them. Annuity by definition is a contract sold by an insurance company. They are relatively safe investments but are full of hidden charges, high commissions, annual fees and insurance charges and surrender charges for early withdrawl.
The insurance policy surrender charges vary from policy to policy. While surrender charges against ulip policies are much on the higher side, whereas the same is low in endowment policies. You can visit the Insurance Company's webiste for a glimpse of the various charges.
Pay your bill. You, not the insurance carrier, are responsible for making sure you have active coverage and for all outstanding charges not covered.
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towing company should have insurance
Bank's Insurance company