Is an insurance company required to provide health insurance to an individual?
That depends on where you live and what kind of coverage you are looking for. In almost all circumstances an insurance company can not refuse to cover an employee on a company plan. If you are looking for individual coverage then it will depend on if your state guarantees coverage. While it is nice to have coverage guaranteed for all, it is almost always more expensive in those states. Here in CA individual coverage is fully underwritten, meaning you can be denied. Consequently, those they do cover they can do so for less. If you are in an underwritten state and are declined check to see if there is a state high risk pool you can join. If not, look at a guaranteed acceptance defined benefit plan. If you need help please let me know (email@example.com).
Depending the type of building an individual or a company wishes to insure would make a difference on which companies are best equipped. There is a company called Commercial Building Insurance Company who offers insurance solely for businesses. There are many more that offer both individual and company insurance such as Allstate, Liberty Mutual, Geico, and Allstate.
When your company offers health insurance are you required by law to have health coverage to work Do you have to opt in?
Many companies provide health insurance on their company website. Companies such as Allstate, Humana and Aetna all have excellent health insurance options. Employed individuals should check with their employer to see if any insurance is available through their company, which may be cheaper than a individual policy.