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What else can I help you with?
Who is responsible for damages to your property by fire department while putting out a fire next door?
Insurance. A fire department can use any means necessary to extinguish a fire. If a property is damaged, chances are it was to prevent the fire from spreading.
What type of insurance covers hot plate fires?
If your hot plate caught fire in your house then your homeowners insurance subject to any deductibles would cover resulting damages.
What are types of insurance with an example of when your insurance company would make a payment?
Auto insurance: An accident that damages your vehicleDisability insurance: An injury that causes you to lose wagesHomeowners insurance: A fire in your house that damages your personal possessionsHealth insurance: An illness that involves a trip to the doctor.
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Is fire damage covered by insurance?
Yes. Comprehensive Car Insurance and Standalone Own Damage Car Policy, both offer coverage against fire. However, it is advisable to opt for Comprehensive Car Insurance as this policy offers complete protection to your car. It covers damages not only against fire but natural/man-made disasters, theft, third-party liabilities, own damages, etc.
Does a neighbors insurance have to pay you for fire damage to your property caused by your neighbor?
If your neighbor is liable through negligence for causing fire damage to your property you could file a claim on the liability portion of your neighbors insurance policy. If he caused the fire intentionally then his insurance company would not pay for damages as criminal acts are not covered.
Does homeowners insurance cover the cost of cleanup after an unattended death?
No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.
Can you be sued for not having homeowners insurance and my neighbors property is accidentally has fire damage due to a fire on my property?
absolutly, and he can take everything you have if you don't have enough to pay his damages!
What exactly is house contents insurance?
House contents insurance provides insurance coverage for the possessions in your house in case of fire, theft or other damages. If you have a lot of things or your possessions are worth a lot of money you should have this type of insurance.
If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Where can you get homeowners insurance for a home that has had a fire?
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
If I am involved in a car accident where I am not at fault, will the third party insurance cover the damages?
Yes, if you are not at fault in a car accident, the third party's insurance should cover the damages to your vehicle and any injuries you may have sustained.
