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Generally, this is the case. But, you probably want to check with your insurance carrier to be sure. Some policies do have clauses that say differently.

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16y ago

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Related Questions

Is any licensed driver insured while driving your vehicle?

If you gave permission then it should be covered.


Can you drive uninsured with a insured licensed driver in the passenger seat?

No, if the other person is driving the uninsured vehicle, then that person is still covered by their own policy. But, if you AND the vehicle are uninsured, then it doesn't matter who's in the passenger seat.


Uninsured driver driving insured car is he covered?

If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.


Are you covered on a family member's car insurance?

Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....


If your daughter who lives with you is licensed and uses your insured car and gets into an accident will she be insured in PhiladelphiaPa?

Yes if she is not specifically excluded from the policy (you would have had to complete a form akin to the 'named driver exclusion'). The insurance follows the vehicle and anyone driving it with your permission, as long as they are not excluded, is covered.


Driving in New York City?

You need to be licensed, insured and properly inspected to operate a vehicle in NYC, and obey the rules.


Is it legal for a resident of the same household to drive an insured vehicle if they are not specifically covered under that policy?

You can drive an insured vehicle if you're not on the policy because when the police pull you over they are looking to see if you have insurance on the car. But to answer the question...NO, it's not legal to drive the insured vehicle if your not on the policy. As always, check with your insurance agent, but anyone driving the auto with the policy owner's permission should be covered. However, ALL licensed drivers residing in the household are supposed to be listed on the policy.


Will a vehicle be covered in the event of an accident if the person driving is not the insured driver?

It could be, I would file a claim to make sure.


What happens when a person with a learners permit but with no one fully licensed in an insured car hits someone else Will their insurance company pay the victim or is the policy void?

In Georgia the policy follows the vehicle. This would be vicarious liability and it would be covered. However the insurance company can possibly deny this claim cause the person driving the auto obviously didn't have permission by the insured to be driving this vehicle. That's a hard one to answer...


What if a unsured licensed driver is driving an insured car and causes an accident?

Very simple, the insurance policy follows the vehicle not the driver. In this case, the vehicle insurer will be responsible for all damages.


Can any insured driver drive someone else's insured leased car?

You are covered if you are a licensed driver regardless what they say. A leased vehicle is owned by the leasing agency not by the person who is leasing it. The terms of the contract will designate who may or may not drive the vehicle and nothing else applies.


What happens if you are insured but the car you're driving belongs to somebody else and the car is not insured?

In the UK, if you are insured fully comp for your own vehicle you are covered to drive any vehicle for third party damages, unless your policy states otherwise. Some policies allow you to drive any other vehicle fully comp. Check your policy.