Generally, this is the case. But, you probably want to check with your insurance carrier to be sure. Some policies do have clauses that say differently.
If you gave permission then it should be covered.
No, if the other person is driving the uninsured vehicle, then that person is still covered by their own policy. But, if you AND the vehicle are uninsured, then it doesn't matter who's in the passenger seat.
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....
Yes if she is not specifically excluded from the policy (you would have had to complete a form akin to the 'named driver exclusion'). The insurance follows the vehicle and anyone driving it with your permission, as long as they are not excluded, is covered.
You need to be licensed, insured and properly inspected to operate a vehicle in NYC, and obey the rules.
You can drive an insured vehicle if you're not on the policy because when the police pull you over they are looking to see if you have insurance on the car. But to answer the question...NO, it's not legal to drive the insured vehicle if your not on the policy. As always, check with your insurance agent, but anyone driving the auto with the policy owner's permission should be covered. However, ALL licensed drivers residing in the household are supposed to be listed on the policy.
It could be, I would file a claim to make sure.
In Georgia the policy follows the vehicle. This would be vicarious liability and it would be covered. However the insurance company can possibly deny this claim cause the person driving the auto obviously didn't have permission by the insured to be driving this vehicle. That's a hard one to answer...
Very simple, the insurance policy follows the vehicle not the driver. In this case, the vehicle insurer will be responsible for all damages.
You are covered if you are a licensed driver regardless what they say. A leased vehicle is owned by the leasing agency not by the person who is leasing it. The terms of the contract will designate who may or may not drive the vehicle and nothing else applies.
In the UK, if you are insured fully comp for your own vehicle you are covered to drive any vehicle for third party damages, unless your policy states otherwise. Some policies allow you to drive any other vehicle fully comp. Check your policy.