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If your daughter who lives with you is licensed and uses your insured car and gets into an accident will she be insured in PhiladelphiaPa?
Wiki User
∙ 17y ago
Yes if she is not specifically excluded from the policy (you would have had to complete a form akin to the 'named driver exclusion'). The insurance follows the vehicle and anyone driving it with your permission, as long as they are not excluded, is covered.
Wiki User
∙ 17y ago
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A black white question. If your daughter who lives with you is licensed and uses your insured car and gets into an accident will she be insured?
In some states yes and in others no. Without knowing your state I can not say but call your insurance company.
Are you licensed, bonded, and insured?
Yes. We are licensed, bonded, and insured.
What will happen if you do not have your drivers license and insurance with you when involved in a minor accident?
You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.
If my 18 year old daughter has an accident and the car and insurance are in her name do you as her parent have any liability?
No you are not liable as your daughter is the owner and named insured
What to do after an auto accident?
The first thing you should do is call the police so they can respond to the site of the accident and write a report. They can also make certain everyone involved is licensed and insured.
Who is liable in washington state if an insured licensed driver hits an insured vehicle with an unlicensed driver?
The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).
Can your licensed daughter drive your insured car?
Is your licensed daughter an adult that is living elsewhere? If so then yes. If your daughter is a youthful operator that you are not listing on the policy to avoid paying extra premium then you may be guilty of insurance fraud in the form of premium evasion of an undisclosed youthful operator.
Will an uninsured Texas licensed driver be ticketed when driving an insured car in an accident?
Yes, If you are not an insured under the definitions and terms of the owners insurance policy then you "can" be ticketed. Whether you will be ticketed depends on whether the attending officer checks his computer to see if you are in fact an insured driver or not.
Uninsured licensed driver uses my insured car. has an accident are they covered?
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
What happens if an unlicensed driver is driving insured car and has accident and not at fault?
You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.
Who is responsible for an accident when car is not insured?
Whether the car is insured is not important, the point is who was at fault in causing the accident, it could be the person whose car is insured that is at fault.
Is a non licensed driver insured?
Yes and No. No insurance company will ever insure an un-licensed driver. However, if a non-licensed driver is in an accident, where not at fault, with another driver who is insured, that insurance may still cover the injuries of the non-licensed driver. This is very tricky, though. Some states have a type of fault where if you were partially at fault for the accident as well, you may have your damages reduced by the % you are at fault; other states will determine that if you are 50% at fault, you get nothing. So, if a state were to determine that you being un-licensed to drive was worth 50% of the fault (that is, you should never have been there for the accident to occur at all), you might not get any coverage whatsoever. So, it depends on whether or not (and to what extent) you were at fault, and what your particular state's policies are for liability.
