If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
If you were driving with an expired drivers license they will not insure you so if they find out you are up s--t creek. what they may do is ask you for your drivers license record up to date and then they will spot it. If you are lucky they wont. However they have not paying insurance down to a fine art.
If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.
your still in trouble since you dont have a License,if you have a mean judge,
That shouldn't keep you from getting auto insurance as long as she is not listed as a designated driver of your vehicle. If your uninsured wife should drive and be involved in an accident with another driver, your insurance will not pay.
Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.
You don't have to have a car insurance at all. It's only your option but it's better for you/ if you have an accident the insurance company will pay it for you
No if you have a license no, but if you have a vehicle you have ot have a license.
Your license could be suspended or revoked even if people are not injured.
You can't get car insurance if your drivers license has been suspended.
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.