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Is auto insurance for college students expensive?

Updated: 9/16/2019
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9y ago

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Insurance companies usually charge more for younger drivers than they do older, more experienced drivers. It doesnt really have anything to do with whether or not they are in college. There are some insurance companies that offer a discount for being a good student, usually with grades of "B" or better.

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How To Get A Good Deal On Auto Insurance For College Students?

College is certainly expensive, and it is important for many families to cut costs where they can. One way that they can save money is by finding a cheap auto insurance policy for their college student. Here are some ways you can save good deals on car insurance policies for college aged drivers.Stay On The Family PlanIf a student is already insured under their parents' plan, they should see if they can remain insured under the family's plan while attending college in another town. This is often the cheapest way college aged individuals can obtain car insurance. Usually, students can stay on their parents' plan until they graduate from college. Of course, this varies from policy to policy, so you should check with your insurance agent to make sure that your student is covered.Compare RatesThe only way to know for certain that you have found the cheapest car insurance rates is to compare policy prices from several insurance companies. You can fill out forms online, and get quotes almost instantly. Compare the rates from a few different auto insurance companies, and you will find out which company offers the cheapest car insurance for college students.Keep Those Grades UpStudents with high grade point averages can often get good student discounts from their insurance company. This gives college students another incentive to study. By keeping their grades up, they will save money on their car insurance policy. These savings can often be significant.Drive A Modest VehicleAlthough a flashy sports car might impress some of the other students on campus, high performance vehicles are expensive for students to insure due to their high horsepower. Cars that would be expensive to repair, such as imported vehicles, are also more expensive to insure. Driving a mid-range, safe sedan will help college students find affordable car insurance policies.Live Without A CarWhile living without a car is the most extreme way to save on car insurance for college students, it certainly is effective. Many college students do not actually need a car, especially their first year or two on campus, and they will be living in the dorms. Even if a student is planning to work, they should be able to find work within walking distance of their dorm. If a college student can live without a car, they will save money on gas, parking, and car insurance.


Can you get auto insurance without an auto?

It depends on the insurance company. There are some out there where you can get insurance on you to drive any vehicle and be covered, it is normally more expensive that way.


Is it necessary for a college student to have auto insurance coverage when they do not drive?

No, Auto Insurance is required to Operate a motor vehicle on public roads, If the College student does not drive, then it is not necessary to have auto insurance nor is it necessary for them to have a drivers license.


Is there cheap car insurance available to students?

There are cheap insurance available for students, one example is Auto Insurance Discounts. One can find detailed information about this insurance on Allstate website.


Does auto insurance cost more in AZ than in MA?

No. Massachusetts is a very expensive state for auto insurance. Most states will be cheaper.


How expensive is it for teen auto insurance in Iowa?

johnp:www.amfam.com/products for quotes


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Where can I find low auto insurance?

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How expensive are insurance for home and auto?

Costs vary for insurance for your home and auto depending on a number of factors. For auto insurance, the value of your vehicle, length of time driving, and credit record are important factors. For home insurance, the value of your home and your credit rating will determine insurance costs.