If your policy excludes acts during the commission of a felony then No.
You may or may not have to provide insurance for them if they have their own vehicle but you are responsible for listing them on your auto insurance policy and providing your insurance company with their license information and birthdate.
This is a no brainer ... if the other driver has no insurance, how possibly could their non-existent insurance be responsible for medical? The only recourse here is to take the other driver to court and sue for damages. Chances are you will still get nothing - most likely if someone cannot afford auto insurance, they certainly could not afford any out of pocket medical expenses. This is why most motorists have to carry under-insured and un-insured auto insurance on their policies ... for your own protection.
... without any auto insurance and/or a suspended license. There may not be any way to gain compensation if it was the other driver's fault.
As long as you have auto insurance yes.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
By calling your insurance agent
no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes
You must be at least 16 and have a driver license to get auto insurance in Rhode Island
maybe it will help you - autoinsurance.aains.us/adding-young-driver-auto-insurance-policy/
Driver's licensure is a condition of getting auto insurance.
It depends on your insurance and where you are from.
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.