yes.
no
NO
Yes. It' very good.
A Beacon score of 5 is impossible, the score ranges between 300 and 850. I'll assume you meant 500, this is considered to be 'very bad'.
Yes your almost there, the coveted 700 Club
The Beacon version 5.0 is the formula which was created by FICO (Fair Isaac Company) and is used by Equifax to calculate a credit score. Considering that the average FICO score in the US is 680, your score would fall just below average.
A credit score derived from the application of a credit scoring model created by the Fair, Isaac Company to a consumer's credit file held by a credit reporting company. FICO® scores range from 300 to 850, but almost all consumers have a score between the 600s and 700s. A beacon score of 680 is considered to be falls into the 'Good' category by 5 points.
You need to go to a Subprime lender. Not sure if they can help you with 500 credit score though. Good Luck!
Not good enough!! LOL!!
Good enough to not post such a question.
You must have a good enough credit score. That is really the only necessary requirement. You can apply online to see if your credit score is good enough to get a Discover card.
yes it is