Damage to a vehicle resulting from the vehicle being struck by a rock is covered under comprehensive insurance unless it is specifically excluded. Such an exclusion would be very unusual.
I can answer that ! Comprehensive!
no, but the PD should be covered by comprehensive
Comprehensive coverage will usually cover you if you hit a deer. Coverage may be optionally covered under comprehensive or collision in some states. If you do not actually hit the deer and have a collision, it would only be covered under collision insurance.
No, it is covered under your comprehensive coverage and will not affect future rates. If the deer was alive when and moving when you hit it, you're fine.
No, it is covered under your comprehensive part of the policy. You will have to pay the deductible tho.
Are you asking a question or just making a statement? "If your car was hit outside your house and the driver drove away, are you covered by insurance?" This would most likely be covered by your comprehensive insurance and you will likely have to pay a 500.00 deductable.
Unless it was an animal that ran into your car it would be Collision coverage that would apply.
will not be comp (ever that i can imagine), these losses are covered under the collision coverage of your policy.
Collision covers if you hit something or turn the vehicle over. The exception is an animal collision which is covered by comprehensive or (other than collision).
Comprehensive coverage protects you against damages to your car that are the result of covered issues not related to a collision, such as an animal. Some insurance companies do not cover damages due to animals.
Actually, hitting a deer is generally covered by your comprehensive coverage, not collision. Comprehensive covers "acts of God," which include hitting animals because it was an act of God that the animal was there at that time. Reading your insurance policy will clarify exactly which kinds of claims are covered by which types of insurance. There are 3 catagories for car insurance: 1. Liability (covers you if you hit someone else) 2. Comprehensive (covers you if an uninsured driver hits you), and 3. Collision (covers you if you hit something -for instance, a deer-)
If you hit a deer, coverage is found in your auto policy in the "Other than collision" or comprehensive coverage section for damage to your covered auto. Liability is available only for third parties that you injure due to negligence.