yes
You can choose to join a Medicare Advantage Plan (like an HMO or PPO), and the plan may include Medicare prescription drug coverage. In most cases, you must take the drug coverage that comes with the Medicare Advantage Plan.
Medicare Prescription Drug Coverage (Part D): Medicare offers prescription drug coverage (Part D) for everyone with Medicare. To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered. If you want Medicare drug coverage, you need to choose a plan that works with your health coverage. For more information: http://www.medicare.gov/Publications/Pubs/pdf/10050.pdf page 63
Medicare Prescription Drug Coverage (Part D): Medicare offers prescription drug coverage (Part D) for everyone with Medicare. To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered. If you want Medicare drug coverage, you need to choose a plan that works with your health coverage. For more information: http://www.medicare.gov/Publications/Pubs/pdf/10050.pdf page 63
Medicare Part D
If you have Medicare Part A or B you should be eligible for a drug plan. You can check with Medicare to make sure and tto sign up. 1800MEDICARE
One can sign up for a Medicare Part D plan when they sign up for any medical insurance or private company that is approved by medicare. It is best to sign up for this when your are starting up your plan to avoid any kind of late fees.
Part C is a Medicare Advantage plan, which may or may not include drug coverage. They usually have co-pays for doctors, specialists, hospitals, etc.
medicare part D
The answer depends on what type of Aetna Medicare Plan you have. If you have an Aetna Medicare Supplemental Plan, then Original Medicare pays first and the Aetna plan pays secondary If you have an Aetna Medicare Advantage HMO Plan, then the Aetna plan will always be primary as Medicare has assigned the benefits over to Aetna for processing and administration.
Typically, Original Medicare (Part A and Part B) do not cover prescription drugs. Those costs would only covered in a situation in which you are a hospital patient. Hospital coverage falls under Medicare Part A. Original Medicare beneficiaries must pay for private prescription drug coverage by enrolling in either a stand-alone prescription drug plan (or PDP), which covers only the prescription drugs OR by enrolling in a Medicare Advantage (Medicare Part C) private plan, which covers not only prescription drugs but other medical expenses. With both the PDP and Medicare Advantage, you pay a co-pay for prescriptions, a monthly premium, and an annual deductible. Some individuals - including those with limited income - may qualify for financial help in paying for prescription drug expenses.
Prescription coverage is available for anyone that is currently covered by Medicare. In order to get prescription coverage, one must enroll in one of two plans. Once a decision is made between the Medicare Prescription Drug Plan and the Medicare Advantage Plan there are numerous ways to enroll. One way is through the designated plan's website, another is to fill out a paper enrollment form.
If you are covered under your husband's plan and he is working, his plan is primary to Medicare. If you are not covered under your husband's plan, Medicare is primary.