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The basic insurance/third-party liability covers third-party persons. But if you have comprehensive car insurance, it not only covers you, third-party persons but also your car.
Parasdave
Kirsten Dickens
Jana Lockman
Wiki User
∙ 10y agoThe insurance is on the vehicle.
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A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
Who can buy car insurance?
In the United States, anyone who is able to get a driver's license can get car insurance. The driver's license holder must be have insurance in their own name, or they can be added to a primary driver's insurance.
Where can one get a car insurance for a convicted driver?
Several insurance companies will gladly offer a quota for car insurance to a convicted driver. The quota will not be low, and it will probably cost the driver as much as a new car will.
Who pays when driver is not the car owner but has car insurance?
Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.
How do you get car insurance on the drivers license only?
How do you get car insurance on the driver only
Can you add a driver to your car insurance?
yes ,you can add driver's name in your insurance policy.
If one is the primary driver for the car in terms of insurance but does not possess the title for the car is the insurance valid?
It is if you are listed on the policy as a driver.
In Minnesota - car insurance follow car or driver?
the car
Can a fully insured driver drive an uninsured car?
It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.
Does auto insurance cover any driver of your car?
no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes
How do you get car insurance with a learners permit?
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
If my name only as the owner is on a car but my daughter who has her own insurance on the car was in an accident could you be legally responsible?
No. Car insurance is insurance on the car not insurance on the driver.
