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Who pays when driver is not the car owner but has car insurance?
Wiki User
∙ 18y ago
Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.
Wiki User
∙ 18y ago
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If another person has car insurance and has an accident using your car which car insurance is used?
The rule of thumb is that the owner's insurance pays first and, if that coverage is inadequate, the driver's car pays.
If the owner gave permission to a licensed driver is the licensed driver still responsible to pay for an accident?
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
Your son was driving someone else's car as a designated driver and was ticketed for expired registration and no evidence of insurance who pays the driver or the owner?
tottaly the owner because it not really your sons car
Can you buy the car insurance if you do not own the car?
no the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy
Can you get car insurance for a car you do not own?
Yes. ... and no... the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy.
Who pays when the driver is not the owner and hit a car and doesn't have insurance?
If a driver is not an owner of the car and he also doesn't have insurance of his own and unfortunately hits a car, in such a case if a car is already insured by the owner, he will be covered against the third-party damages. But if a car is not insured, the owner is liable here to pay the damages that third-party oo another car had faced.
A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
If a truckdriver hits a car who pays the deductible the driver or the owner of the truck?
THE POLICY HOLDER, WHO IS USUALLY THE OWNER OF THE TRUCK IS RESPONSIBLE FOR THE DEDUCTIBLE. If the truck driver is fully responsble for the accident, his insurance should pay for the damages to the car and there would be no deductible. If the car owner went through his coverage first to get repairs done, then the car owner is responsible for the deductible. Then the car owners insurance would go through subrugation to the truck drivers insurance to get full payment of the loss. When that is completed, the car owner would get his deductible returned to him.
Which insurance company pays if one car has no damage?
The Insurer of the at fault driver pays for the accident.
If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?
the owner of the car with insurance will be responsible
Does your car insurance card stay with the car or with the car's owner?
car's owner (you paid for it) I believe it must be with the car. If you lend the car out how is the driver to prove insurance?
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
