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In California, you basically have three minimum requirements for auto insurance. You need coverage for injury or death to a single person, multiple people, and damage to property. The minimum requirements are very low, $5,000 for property damage, for instance. So, please note that these minimums may not fully cover you if you do have an accident and you may be forced to pay anything above and beyond what you were covered for. So, for this reason you may consider upping your coverage to protect yourself.

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Q: Is collision car insurance for California residents mandated by law?
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