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Q: Is credit management association in the Philippines gives credit report if will ask for it?
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Where to get a credit report in the Philippines?

Credit Management Association of the Philippines (CMAP) 2/F Globe Plaza 1 Pioneer Cor. Madison Sts. Mandaluyong City, M.M. Tel. No. (02) 817-83986


Can an HOA report a judgment on an individual persons' credit report?

Yes, if the association won the judgement.


Is a financial association created on your credit report when two people apply for any type of joint financial account?

Yes, anytime you open a new credit account, even if it is a joint account, it is reported on your credit report either when it is opened or when it is unpaid.


How can a landlord tell if you have been evicted in the past if it is not on your credit report?

they call the landlords association and they keep track of that somehow


Can a credit report be requested for a prospective tenant?

Landlords or management companies can request a credit report to see the prospective tenant's credit history. They do need to obtain the prospective tenant's authorization for this. It is often included in the application that is filled out prior to the rental agreement.


Can a condominium association report nonpayment of operating fees to credit bureaus?

Operating fees -- assessments -- are paid by owners to support community expenses, such as insurance, basic utilities and so forth.Every association's governing documents detail the process whereby the association can pursue an owner to collect unpaid assessments.When the association files a lien on the title based on non-payment of assessments, the lien becomes public record and credit bureaus can include this in your credit rating.Whether the association chooses to report the non-payment prior to filing a lien is up to each board to decide.


If you have broken a lease and you are then sued by the property management company and you do not show up in court. How long will it take for the judgment to appear on your credit report?

If the management company files it immediately with a credit agency, it may be hours or days.


Can a property owners association affect credit score?

Yes. If, for example, you do not pay your assessments, and a lien is placed on your title, the filing is reported to the credit bureaus, and will show up on your credit report. Your score could suffer.


How long does debt consolidation show on your credit?

Debt consolidation is usually removed when you complete or terminate the debt management plan. It is advisable to review your credit report on completion of the program and make sure that all information on your credit report is accurate. If the notation that you are undergoing debt consolidation has not been removed, you will need to contact the credit bureau to have it removed. There are a few creditors who may continue to report an account in a debt management plan as delinquent until the balance is totally paid up. This may have a negative impact on your credit worthiness.


How can one obtain a free National Credit Report?

One can obtain a free National Credit Report from any reputable credit report site. These include Free Credit Report, Equifax, and Annual Credit Report.


What is a bad credit report?

A report about your credit that is bad.


Where can you get a free personal credit report?

There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.