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You can begin to accrue debt as soon as you have the right to get credit card or loan, as young as 17.
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∙ 14y ago
In most places, the legal age to enter into a contract, including taking on debt, is typically 18. However, certain types of debt, such as credit cards, may require you to be 21 due to the Credit CARD Act of 2009. It's important to check the specific laws in your location.
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