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Is genital herpes considered a pre-existing condition when applying for medical insurance.?
Wiki User
∙ 14y ago
From my personal expierience, yes it is. I found out I had genital herpes in April and I had health insurance, but lost my job a week later and the insurance was dropped. Now that its August, I tried to get health insurance with FL BCBS and after I paid them (conveniently), they sent me a letter saying they can't cover me due to a pre existing condition. The only "condition" I have is genital herpes. So I would tell you yes they do.
Wiki User
∙ 14y ago
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If you break your nose before you get health insurance where can you get insurance to help cover the costs?
Any medical condition that happens prior to you applying for the medical insurance is going to be considered a pre-existing condition. If you're applying for individual insurance, most likely the condition will not be covered but possibly medication for the condition would be covered. If you're applying for group insurance, you can check with the benefits administrator at your job to see how pre-existing conditions are covered in the policy, reason being because individual and group policies differ in coverage.
Is abdominal aortic anuerysm considered a pre existing condition?
You are thinking that some conditions are considered "pre-existing" and others are not. That's not it. Did you already have the condition before, say, applying for insurance? That's the idea of pre-existing.
What is pre-existing condition mental illness?
Most medical conditions that you've been diagnosed with prior to applying for the insurance will be considered pre-existing. If you've been seeing a psychiatrist before or during the application process, it will be considered pre-existing.
Is a injured knee considered a preexistingcondition?
If you are applying for health insurance, and already have the injury, then yes, it is considered a pre-existing condition. There are, however, some instances in which it may still be covered. It just depends on each company's underwriting policies.
If i had already had back surgery is it consider a preexisting condition when applying for ins?
Yes, it will be pre-existing. Probably what will happen is the insurance comapny will place a "rider" on your back. The rider will exclude coverage for any condition related to your back, and may even list specific areas of the back that would not be covered for any future complications. Some companies will still pay for the medication (if any).
How does the insurance company determine whether a pregnancy is pre-existing or not?
Just like any other condition. It is pre-existing if it was diagnosed prior to applying for the insurance.
Can I benefit from my husbands pre-existing condition insurance plan?
Usually people do not benefit from having a pre-existing condition. Insurance companies use this to deny benefits to those applying. Not sure how this would be good.
Is Crohns disease a pre-existing condition when applying for insurance?
Absolutely yes. Any prior diagnosis of Crohns disease would effect your eligibility for health or life insurance.
Is ADHD a pre-existing condition when it comes to Health Insurance?
If one was applying for health insurance and had to list existing conditions and ADHD had been diagnosed prior to the application it would be pre-existing. If it was diagnosed after the application and after the insurance is in place it would not be considered pre-existing, even if it did exist, so long as it had not been diagnosed by a doctor. Subject to change by someone that really knows!
When applying for holiday insurance to Turkey do you say its insurance for Europe?
turkey is in asia
Can a insurance company ask for your financial data?
Depends on the type & amount of insurance you are applying for.
Do you have life insurance for person with pre exciting condition?
Yes. It is a guaranteed issue policy so therefor you cannot be turned down. Also depending on the condition you may be able to still obtain a regular fully underwritten policy. You should speak with a knowledgeable broker that handles both rather than just blindly applying for insurance.
