If you have an "all-risk" policy, interior water damage, including hidden damage, should be covered. However, if for example your chimney is "leaning out." Your policy states, in the "Conditions" Section under "Your Duties After Loss" that you must give prompt notice to your company of facts relating to the claim (damage), you must protect the property from further damage, and you must make reasonable and necessary repairs to protect the property (language varies by state). If the chimney started leaning a long time ago, and if the water entry is due to worn-out chimney flashing indicating poor maintenance, you may be better off fixing it yourself. If an adjuster or your agent observes poor maintenance, he may submit your claim for an Underwriting Review and your policy could be non-renewed.
yes resulting water damage is covered - depending on cause of crack to chimney that aspect may or may not be covered
depending on you insurance company... I know my snowmobiles are covered on my homeowners
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
A lot. Are you asking what parts of the building are protected? Or are you asking what types of damage are covered? We can't help without a more specific question.
Yes. That is covered on a homeowners policy.
No. Not a covered cause.
Yes, Garages both attached and detached are typically covered structures under your homeowners insurance policy.
No. homeowners insurance covers resulting damages of the covered perils.
Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy
form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance
Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.
Probably not. Usually a septic system backup is caused by a maintenance issue and not by a covered cause that would be covered on your homeowners insurance.
No, cash is not covered, same on homeowners policy, not covered.
No, but it may be covered under your dental insurance plan.
No. Homeowners Insurance does not cover Domestic WorkersDomestic workers are covered under the Workers compensation insurance paid by the employer
No, But it might be covered under your home warranty.
It depends on the terms of your insurance, but most are, or should be.
Dentures are something that is generally covered under your Health Insurance policy.
no - wear, tear is not covered and also defective equipment is not covered. a homeowners policy is not a home warranty
No, Homeowners Insurance covers houses.Auto insurance covers cars.Answerno, autos are not covered under the homeowners - contact auto comprehensive insurer
No. Automobile-related occurrences are not covered under homeowners insurance. In fact, they are expressly excluded.